LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,181
−HK$5,530/mo
▼ 0.25% · 3.875%
HK$90,924
−HK$2,787/mo
Today · 4.125%
HK$93,711
baseline
▲ 0.50% · 4.625%
HK$99,413
+HK$5,702/mo
Deposit HK$19.34M · loan HK$19.34M · min. income ≈ HK$187,422/mo (50% DSR)
Upfront cash ≈ HK$20.98M (deposit + AVD stamp duty HK$1,643,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,101
−HK$5,300/mo
▼ 0.25% · 3.875%
HK$100,732
−HK$2,669/mo
Today · 4.125%
HK$103,401
baseline
▲ 0.50% · 4.625%
HK$108,851
+HK$5,450/mo
Deposit HK$19.34M · loan HK$19.34M · min. income ≈ HK$206,802/mo (50% DSR)
Upfront cash ≈ HK$20.98M (deposit + AVD stamp duty HK$1,643,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,818
−HK$6,635/mo
▼ 0.25% · 3.875%
HK$109,109
−HK$3,344/mo
Today · 4.125%
HK$112,453
baseline
▲ 0.50% · 4.625%
HK$119,296
+HK$6,843/mo
Deposit HK$15.47M · loan HK$23.20M · min. income ≈ HK$224,906/mo (50% DSR)
Upfront cash ≈ HK$17.11M (deposit + AVD stamp duty HK$1,643,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,721
−HK$6,360/mo
▼ 0.25% · 3.875%
HK$120,878
−HK$3,203/mo
Today · 4.125%
HK$124,081
baseline
▲ 0.50% · 4.625%
HK$130,622
+HK$6,541/mo
Deposit HK$15.47M · loan HK$23.20M · min. income ≈ HK$248,162/mo (50% DSR)
Upfront cash ≈ HK$17.11M (deposit + AVD stamp duty HK$1,643,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,454
−HK$7,742/mo
▼ 0.25% · 3.875%
HK$127,294
−HK$3,902/mo
Today · 4.125%
HK$131,196
baseline
▲ 0.50% · 4.625%
HK$139,178
+HK$7,982/mo
Deposit HK$11.60M · loan HK$27.07M · min. income ≈ HK$262,392/mo (50% DSR)
Upfront cash ≈ HK$13.25M (deposit + AVD stamp duty HK$1,643,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,341
−HK$7,420/mo
▼ 0.25% · 3.875%
HK$141,025
−HK$3,736/mo
Today · 4.125%
HK$144,761
baseline
▲ 0.50% · 4.625%
HK$152,392
+HK$7,631/mo
Deposit HK$11.60M · loan HK$27.07M · min. income ≈ HK$289,522/mo (50% DSR)
Upfront cash ≈ HK$13.25M (deposit + AVD stamp duty HK$1,643,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,726
−HK$9,954/mo
▼ 0.25% · 3.875%
HK$163,664
−HK$5,016/mo
Today · 4.125%
HK$168,680
baseline
▲ 0.50% · 4.625%
HK$178,944
+HK$10,264/mo
Deposit HK$3.87M · loan HK$34.80M · min. income ≈ HK$337,360/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$1,643,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,582
−HK$9,540/mo
▼ 0.25% · 3.875%
HK$181,317
−HK$4,805/mo
Today · 4.125%
HK$186,122
baseline
▲ 0.50% · 4.625%
HK$195,932
+HK$9,810/mo
Deposit HK$3.87M · loan HK$34.80M · min. income ≈ HK$372,244/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$1,643,547 · Scale 2, in force from 26 Feb 2026)