LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,188
−HK$5,530/mo
▼ 0.25% · 3.875%
HK$90,931
−HK$2,787/mo
Today · 4.125%
HK$93,718
baseline
▲ 0.50% · 4.625%
HK$99,421
+HK$5,703/mo
Deposit HK$19.34M · loan HK$19.34M · min. income ≈ HK$187,436/mo (50% DSR)
Upfront cash ≈ HK$20.98M (deposit + AVD stamp duty HK$1,643,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,108
−HK$5,301/mo
▼ 0.25% · 3.875%
HK$100,739
−HK$2,670/mo
Today · 4.125%
HK$103,409
baseline
▲ 0.50% · 4.625%
HK$108,860
+HK$5,451/mo
Deposit HK$19.34M · loan HK$19.34M · min. income ≈ HK$206,818/mo (50% DSR)
Upfront cash ≈ HK$20.98M (deposit + AVD stamp duty HK$1,643,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,826
−HK$6,636/mo
▼ 0.25% · 3.875%
HK$109,117
−HK$3,345/mo
Today · 4.125%
HK$112,462
baseline
▲ 0.50% · 4.625%
HK$119,305
+HK$6,843/mo
Deposit HK$15.47M · loan HK$23.20M · min. income ≈ HK$224,924/mo (50% DSR)
Upfront cash ≈ HK$17.11M (deposit + AVD stamp duty HK$1,643,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,730
−HK$6,360/mo
▼ 0.25% · 3.875%
HK$120,887
−HK$3,203/mo
Today · 4.125%
HK$124,090
baseline
▲ 0.50% · 4.625%
HK$130,631
+HK$6,541/mo
Deposit HK$15.47M · loan HK$23.20M · min. income ≈ HK$248,180/mo (50% DSR)
Upfront cash ≈ HK$17.11M (deposit + AVD stamp duty HK$1,643,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,463
−HK$7,742/mo
▼ 0.25% · 3.875%
HK$127,304
−HK$3,901/mo
Today · 4.125%
HK$131,205
baseline
▲ 0.50% · 4.625%
HK$139,189
+HK$7,984/mo
Deposit HK$11.60M · loan HK$27.07M · min. income ≈ HK$262,410/mo (50% DSR)
Upfront cash ≈ HK$13.25M (deposit + AVD stamp duty HK$1,643,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,352
−HK$7,420/mo
▼ 0.25% · 3.875%
HK$141,035
−HK$3,737/mo
Today · 4.125%
HK$144,772
baseline
▲ 0.50% · 4.625%
HK$152,403
+HK$7,631/mo
Deposit HK$11.60M · loan HK$27.07M · min. income ≈ HK$289,544/mo (50% DSR)
Upfront cash ≈ HK$13.25M (deposit + AVD stamp duty HK$1,643,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,738
−HK$9,955/mo
▼ 0.25% · 3.875%
HK$163,676
−HK$5,017/mo
Today · 4.125%
HK$168,693
baseline
▲ 0.50% · 4.625%
HK$178,957
+HK$10,264/mo
Deposit HK$3.87M · loan HK$34.81M · min. income ≈ HK$337,386/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$1,643,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,595
−HK$9,541/mo
▼ 0.25% · 3.875%
HK$181,331
−HK$4,805/mo
Today · 4.125%
HK$186,136
baseline
▲ 0.50% · 4.625%
HK$195,947
+HK$9,811/mo
Deposit HK$3.87M · loan HK$34.81M · min. income ≈ HK$372,272/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$1,643,670 · Scale 2, in force from 26 Feb 2026)