LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,194
−HK$5,531/mo
▼ 0.25% · 3.875%
HK$90,937
−HK$2,788/mo
Today · 4.125%
HK$93,725
baseline
▲ 0.50% · 4.625%
HK$99,428
+HK$5,703/mo
Deposit HK$19.34M · loan HK$19.34M · min. income ≈ HK$187,450/mo (50% DSR)
Upfront cash ≈ HK$20.98M (deposit + AVD stamp duty HK$1,643,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,115
−HK$5,301/mo
▼ 0.25% · 3.875%
HK$100,747
−HK$2,669/mo
Today · 4.125%
HK$103,416
baseline
▲ 0.50% · 4.625%
HK$108,867
+HK$5,451/mo
Deposit HK$19.34M · loan HK$19.34M · min. income ≈ HK$206,832/mo (50% DSR)
Upfront cash ≈ HK$20.98M (deposit + AVD stamp duty HK$1,643,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,833
−HK$6,637/mo
▼ 0.25% · 3.875%
HK$109,125
−HK$3,345/mo
Today · 4.125%
HK$112,470
baseline
▲ 0.50% · 4.625%
HK$119,313
+HK$6,843/mo
Deposit HK$15.47M · loan HK$23.21M · min. income ≈ HK$224,940/mo (50% DSR)
Upfront cash ≈ HK$17.11M (deposit + AVD stamp duty HK$1,643,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,738
−HK$6,361/mo
▼ 0.25% · 3.875%
HK$120,896
−HK$3,203/mo
Today · 4.125%
HK$124,099
baseline
▲ 0.50% · 4.625%
HK$130,641
+HK$6,542/mo
Deposit HK$15.47M · loan HK$23.21M · min. income ≈ HK$248,198/mo (50% DSR)
Upfront cash ≈ HK$17.11M (deposit + AVD stamp duty HK$1,643,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,472
−HK$7,743/mo
▼ 0.25% · 3.875%
HK$127,312
−HK$3,903/mo
Today · 4.125%
HK$131,215
baseline
▲ 0.50% · 4.625%
HK$139,199
+HK$7,984/mo
Deposit HK$11.60M · loan HK$27.07M · min. income ≈ HK$262,430/mo (50% DSR)
Upfront cash ≈ HK$13.25M (deposit + AVD stamp duty HK$1,643,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,361
−HK$7,421/mo
▼ 0.25% · 3.875%
HK$141,045
−HK$3,737/mo
Today · 4.125%
HK$144,782
baseline
▲ 0.50% · 4.625%
HK$152,414
+HK$7,632/mo
Deposit HK$11.60M · loan HK$27.07M · min. income ≈ HK$289,564/mo (50% DSR)
Upfront cash ≈ HK$13.25M (deposit + AVD stamp duty HK$1,643,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,749
−HK$9,955/mo
▼ 0.25% · 3.875%
HK$163,687
−HK$5,017/mo
Today · 4.125%
HK$168,704
baseline
▲ 0.50% · 4.625%
HK$178,970
+HK$10,266/mo
Deposit HK$3.87M · loan HK$34.81M · min. income ≈ HK$337,408/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$1,643,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,607
−HK$9,542/mo
▼ 0.25% · 3.875%
HK$181,344
−HK$4,805/mo
Today · 4.125%
HK$186,149
baseline
▲ 0.50% · 4.625%
HK$195,961
+HK$9,812/mo
Deposit HK$3.87M · loan HK$34.81M · min. income ≈ HK$372,298/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$1,643,786 · Scale 2, in force from 26 Feb 2026)