LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,195
−HK$5,530/mo
▼ 0.25% · 3.875%
HK$90,938
−HK$2,787/mo
Today · 4.125%
HK$93,725
baseline
▲ 0.50% · 4.625%
HK$99,428
+HK$5,703/mo
Deposit HK$19.34M · loan HK$19.34M · min. income ≈ HK$187,450/mo (50% DSR)
Upfront cash ≈ HK$20.98M (deposit + AVD stamp duty HK$1,643,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,116
−HK$5,301/mo
▼ 0.25% · 3.875%
HK$100,747
−HK$2,670/mo
Today · 4.125%
HK$103,417
baseline
▲ 0.50% · 4.625%
HK$108,868
+HK$5,451/mo
Deposit HK$19.34M · loan HK$19.34M · min. income ≈ HK$206,834/mo (50% DSR)
Upfront cash ≈ HK$20.98M (deposit + AVD stamp duty HK$1,643,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,834
−HK$6,637/mo
▼ 0.25% · 3.875%
HK$109,126
−HK$3,345/mo
Today · 4.125%
HK$112,471
baseline
▲ 0.50% · 4.625%
HK$119,314
+HK$6,843/mo
Deposit HK$15.47M · loan HK$23.21M · min. income ≈ HK$224,942/mo (50% DSR)
Upfront cash ≈ HK$17.11M (deposit + AVD stamp duty HK$1,643,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,739
−HK$6,361/mo
▼ 0.25% · 3.875%
HK$120,897
−HK$3,203/mo
Today · 4.125%
HK$124,100
baseline
▲ 0.50% · 4.625%
HK$130,642
+HK$6,542/mo
Deposit HK$15.47M · loan HK$23.21M · min. income ≈ HK$248,200/mo (50% DSR)
Upfront cash ≈ HK$17.11M (deposit + AVD stamp duty HK$1,643,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,473
−HK$7,743/mo
▼ 0.25% · 3.875%
HK$127,313
−HK$3,903/mo
Today · 4.125%
HK$131,216
baseline
▲ 0.50% · 4.625%
HK$139,200
+HK$7,984/mo
Deposit HK$11.60M · loan HK$27.07M · min. income ≈ HK$262,432/mo (50% DSR)
Upfront cash ≈ HK$13.25M (deposit + AVD stamp duty HK$1,643,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,362
−HK$7,421/mo
▼ 0.25% · 3.875%
HK$141,046
−HK$3,737/mo
Today · 4.125%
HK$144,783
baseline
▲ 0.50% · 4.625%
HK$152,415
+HK$7,632/mo
Deposit HK$11.60M · loan HK$27.07M · min. income ≈ HK$289,566/mo (50% DSR)
Upfront cash ≈ HK$13.25M (deposit + AVD stamp duty HK$1,643,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,751
−HK$9,955/mo
▼ 0.25% · 3.875%
HK$163,689
−HK$5,017/mo
Today · 4.125%
HK$168,706
baseline
▲ 0.50% · 4.625%
HK$178,971
+HK$10,265/mo
Deposit HK$3.87M · loan HK$34.81M · min. income ≈ HK$337,412/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$1,643,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,609
−HK$9,541/mo
▼ 0.25% · 3.875%
HK$181,345
−HK$4,805/mo
Today · 4.125%
HK$186,150
baseline
▲ 0.50% · 4.625%
HK$195,962
+HK$9,812/mo
Deposit HK$3.87M · loan HK$34.81M · min. income ≈ HK$372,300/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$1,643,798 · Scale 2, in force from 26 Feb 2026)