LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,211
−HK$5,531/mo
▼ 0.25% · 3.875%
HK$90,955
−HK$2,787/mo
Today · 4.125%
HK$93,742
baseline
▲ 0.50% · 4.625%
HK$99,446
+HK$5,704/mo
Deposit HK$19.34M · loan HK$19.34M · min. income ≈ HK$187,484/mo (50% DSR)
Upfront cash ≈ HK$20.99M (deposit + AVD stamp duty HK$1,644,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,134
−HK$5,302/mo
▼ 0.25% · 3.875%
HK$100,766
−HK$2,670/mo
Today · 4.125%
HK$103,436
baseline
▲ 0.50% · 4.625%
HK$108,888
+HK$5,452/mo
Deposit HK$19.34M · loan HK$19.34M · min. income ≈ HK$206,872/mo (50% DSR)
Upfront cash ≈ HK$20.99M (deposit + AVD stamp duty HK$1,644,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,853
−HK$6,638/mo
▼ 0.25% · 3.875%
HK$109,146
−HK$3,345/mo
Today · 4.125%
HK$112,491
baseline
▲ 0.50% · 4.625%
HK$119,336
+HK$6,845/mo
Deposit HK$15.47M · loan HK$23.21M · min. income ≈ HK$224,982/mo (50% DSR)
Upfront cash ≈ HK$17.12M (deposit + AVD stamp duty HK$1,644,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,760
−HK$6,363/mo
▼ 0.25% · 3.875%
HK$120,919
−HK$3,204/mo
Today · 4.125%
HK$124,123
baseline
▲ 0.50% · 4.625%
HK$130,665
+HK$6,542/mo
Deposit HK$15.47M · loan HK$23.21M · min. income ≈ HK$248,246/mo (50% DSR)
Upfront cash ≈ HK$17.12M (deposit + AVD stamp duty HK$1,644,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,495
−HK$7,744/mo
▼ 0.25% · 3.875%
HK$127,337
−HK$3,902/mo
Today · 4.125%
HK$131,239
baseline
▲ 0.50% · 4.625%
HK$139,225
+HK$7,986/mo
Deposit HK$11.61M · loan HK$27.08M · min. income ≈ HK$262,478/mo (50% DSR)
Upfront cash ≈ HK$13.25M (deposit + AVD stamp duty HK$1,644,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,387
−HK$7,423/mo
▼ 0.25% · 3.875%
HK$141,072
−HK$3,738/mo
Today · 4.125%
HK$144,810
baseline
▲ 0.50% · 4.625%
HK$152,443
+HK$7,633/mo
Deposit HK$11.61M · loan HK$27.08M · min. income ≈ HK$289,620/mo (50% DSR)
Upfront cash ≈ HK$13.25M (deposit + AVD stamp duty HK$1,644,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,780
−HK$9,956/mo
▼ 0.25% · 3.875%
HK$163,718
−HK$5,018/mo
Today · 4.125%
HK$168,736
baseline
▲ 0.50% · 4.625%
HK$179,004
+HK$10,268/mo
Deposit HK$3.87M · loan HK$34.82M · min. income ≈ HK$337,472/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$1,644,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,641
−HK$9,543/mo
▼ 0.25% · 3.875%
HK$181,378
−HK$4,806/mo
Today · 4.125%
HK$186,184
baseline
▲ 0.50% · 4.625%
HK$195,998
+HK$9,814/mo
Deposit HK$3.87M · loan HK$34.82M · min. income ≈ HK$372,368/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$1,644,097 · Scale 2, in force from 26 Feb 2026)