LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,213
−HK$5,532/mo
▼ 0.25% · 3.875%
HK$90,957
−HK$2,788/mo
Today · 4.125%
HK$93,745
baseline
▲ 0.50% · 4.625%
HK$99,449
+HK$5,704/mo
Deposit HK$19.34M · loan HK$19.34M · min. income ≈ HK$187,490/mo (50% DSR)
Upfront cash ≈ HK$20.99M (deposit + AVD stamp duty HK$1,644,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,136
−HK$5,302/mo
▼ 0.25% · 3.875%
HK$100,768
−HK$2,670/mo
Today · 4.125%
HK$103,438
baseline
▲ 0.50% · 4.625%
HK$108,891
+HK$5,453/mo
Deposit HK$19.34M · loan HK$19.34M · min. income ≈ HK$206,876/mo (50% DSR)
Upfront cash ≈ HK$20.99M (deposit + AVD stamp duty HK$1,644,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,856
−HK$6,638/mo
▼ 0.25% · 3.875%
HK$109,149
−HK$3,345/mo
Today · 4.125%
HK$112,494
baseline
▲ 0.50% · 4.625%
HK$119,339
+HK$6,845/mo
Deposit HK$15.47M · loan HK$23.21M · min. income ≈ HK$224,988/mo (50% DSR)
Upfront cash ≈ HK$17.12M (deposit + AVD stamp duty HK$1,644,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,764
−HK$6,362/mo
▼ 0.25% · 3.875%
HK$120,922
−HK$3,204/mo
Today · 4.125%
HK$124,126
baseline
▲ 0.50% · 4.625%
HK$130,669
+HK$6,543/mo
Deposit HK$15.47M · loan HK$23.21M · min. income ≈ HK$248,252/mo (50% DSR)
Upfront cash ≈ HK$17.12M (deposit + AVD stamp duty HK$1,644,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,499
−HK$7,744/mo
▼ 0.25% · 3.875%
HK$127,340
−HK$3,903/mo
Today · 4.125%
HK$131,243
baseline
▲ 0.50% · 4.625%
HK$139,229
+HK$7,986/mo
Deposit HK$11.61M · loan HK$27.08M · min. income ≈ HK$262,486/mo (50% DSR)
Upfront cash ≈ HK$13.25M (deposit + AVD stamp duty HK$1,644,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,391
−HK$7,423/mo
▼ 0.25% · 3.875%
HK$141,076
−HK$3,738/mo
Today · 4.125%
HK$144,814
baseline
▲ 0.50% · 4.625%
HK$152,447
+HK$7,633/mo
Deposit HK$11.61M · loan HK$27.08M · min. income ≈ HK$289,628/mo (50% DSR)
Upfront cash ≈ HK$13.25M (deposit + AVD stamp duty HK$1,644,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,784
−HK$9,957/mo
▼ 0.25% · 3.875%
HK$163,723
−HK$5,018/mo
Today · 4.125%
HK$168,741
baseline
▲ 0.50% · 4.625%
HK$179,009
+HK$10,268/mo
Deposit HK$3.87M · loan HK$34.82M · min. income ≈ HK$337,482/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$1,644,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,646
−HK$9,543/mo
▼ 0.25% · 3.875%
HK$181,383
−HK$4,806/mo
Today · 4.125%
HK$186,189
baseline
▲ 0.50% · 4.625%
HK$196,004
+HK$9,815/mo
Deposit HK$3.87M · loan HK$34.82M · min. income ≈ HK$372,378/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$1,644,144 · Scale 2, in force from 26 Feb 2026)