LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,229
−HK$5,533/mo
▼ 0.25% · 3.875%
HK$90,973
−HK$2,789/mo
Today · 4.125%
HK$93,762
baseline
▲ 0.50% · 4.625%
HK$99,467
+HK$5,705/mo
Deposit HK$19.35M · loan HK$19.35M · min. income ≈ HK$187,524/mo (50% DSR)
Upfront cash ≈ HK$20.99M (deposit + AVD stamp duty HK$1,644,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,154
−HK$5,303/mo
▼ 0.25% · 3.875%
HK$100,786
−HK$2,671/mo
Today · 4.125%
HK$103,457
baseline
▲ 0.50% · 4.625%
HK$108,910
+HK$5,453/mo
Deposit HK$19.35M · loan HK$19.35M · min. income ≈ HK$206,914/mo (50% DSR)
Upfront cash ≈ HK$20.99M (deposit + AVD stamp duty HK$1,644,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,875
−HK$6,639/mo
▼ 0.25% · 3.875%
HK$109,168
−HK$3,346/mo
Today · 4.125%
HK$112,514
baseline
▲ 0.50% · 4.625%
HK$119,360
+HK$6,846/mo
Deposit HK$15.48M · loan HK$23.22M · min. income ≈ HK$225,028/mo (50% DSR)
Upfront cash ≈ HK$17.12M (deposit + AVD stamp duty HK$1,644,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,784
−HK$6,364/mo
▼ 0.25% · 3.875%
HK$120,943
−HK$3,205/mo
Today · 4.125%
HK$124,148
baseline
▲ 0.50% · 4.625%
HK$130,692
+HK$6,544/mo
Deposit HK$15.48M · loan HK$23.22M · min. income ≈ HK$248,296/mo (50% DSR)
Upfront cash ≈ HK$17.12M (deposit + AVD stamp duty HK$1,644,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,520
−HK$7,746/mo
▼ 0.25% · 3.875%
HK$127,363
−HK$3,903/mo
Today · 4.125%
HK$131,266
baseline
▲ 0.50% · 4.625%
HK$139,253
+HK$7,987/mo
Deposit HK$11.61M · loan HK$27.08M · min. income ≈ HK$262,532/mo (50% DSR)
Upfront cash ≈ HK$13.25M (deposit + AVD stamp duty HK$1,644,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,415
−HK$7,424/mo
▼ 0.25% · 3.875%
HK$141,101
−HK$3,738/mo
Today · 4.125%
HK$144,839
baseline
▲ 0.50% · 4.625%
HK$152,474
+HK$7,635/mo
Deposit HK$11.61M · loan HK$27.08M · min. income ≈ HK$289,678/mo (50% DSR)
Upfront cash ≈ HK$13.25M (deposit + AVD stamp duty HK$1,644,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,812
−HK$9,959/mo
▼ 0.25% · 3.875%
HK$163,752
−HK$5,019/mo
Today · 4.125%
HK$168,771
baseline
▲ 0.50% · 4.625%
HK$179,040
+HK$10,269/mo
Deposit HK$3.87M · loan HK$34.82M · min. income ≈ HK$337,542/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$1,644,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,677
−HK$9,545/mo
▼ 0.25% · 3.875%
HK$181,415
−HK$4,807/mo
Today · 4.125%
HK$186,222
baseline
▲ 0.50% · 4.625%
HK$196,038
+HK$9,816/mo
Deposit HK$3.87M · loan HK$34.82M · min. income ≈ HK$372,444/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$1,644,433 · Scale 2, in force from 26 Feb 2026)