LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,230
−HK$5,533/mo
▼ 0.25% · 3.875%
HK$90,974
−HK$2,789/mo
Today · 4.125%
HK$93,763
baseline
▲ 0.50% · 4.625%
HK$99,468
+HK$5,705/mo
Deposit HK$19.35M · loan HK$19.35M · min. income ≈ HK$187,526/mo (50% DSR)
Upfront cash ≈ HK$20.99M (deposit + AVD stamp duty HK$1,644,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,155
−HK$5,303/mo
▼ 0.25% · 3.875%
HK$100,787
−HK$2,671/mo
Today · 4.125%
HK$103,458
baseline
▲ 0.50% · 4.625%
HK$108,911
+HK$5,453/mo
Deposit HK$19.35M · loan HK$19.35M · min. income ≈ HK$206,916/mo (50% DSR)
Upfront cash ≈ HK$20.99M (deposit + AVD stamp duty HK$1,644,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,876
−HK$6,639/mo
▼ 0.25% · 3.875%
HK$109,169
−HK$3,346/mo
Today · 4.125%
HK$112,515
baseline
▲ 0.50% · 4.625%
HK$119,361
+HK$6,846/mo
Deposit HK$15.48M · loan HK$23.22M · min. income ≈ HK$225,030/mo (50% DSR)
Upfront cash ≈ HK$17.12M (deposit + AVD stamp duty HK$1,644,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,786
−HK$6,363/mo
▼ 0.25% · 3.875%
HK$120,945
−HK$3,204/mo
Today · 4.125%
HK$124,149
baseline
▲ 0.50% · 4.625%
HK$130,694
+HK$6,545/mo
Deposit HK$15.48M · loan HK$23.22M · min. income ≈ HK$248,298/mo (50% DSR)
Upfront cash ≈ HK$17.12M (deposit + AVD stamp duty HK$1,644,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,522
−HK$7,746/mo
▼ 0.25% · 3.875%
HK$127,364
−HK$3,904/mo
Today · 4.125%
HK$131,268
baseline
▲ 0.50% · 4.625%
HK$139,255
+HK$7,987/mo
Deposit HK$11.61M · loan HK$27.09M · min. income ≈ HK$262,536/mo (50% DSR)
Upfront cash ≈ HK$13.25M (deposit + AVD stamp duty HK$1,644,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,417
−HK$7,424/mo
▼ 0.25% · 3.875%
HK$141,102
−HK$3,739/mo
Today · 4.125%
HK$144,841
baseline
▲ 0.50% · 4.625%
HK$152,476
+HK$7,635/mo
Deposit HK$11.61M · loan HK$27.09M · min. income ≈ HK$289,682/mo (50% DSR)
Upfront cash ≈ HK$13.25M (deposit + AVD stamp duty HK$1,644,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,814
−HK$9,959/mo
▼ 0.25% · 3.875%
HK$163,754
−HK$5,019/mo
Today · 4.125%
HK$168,773
baseline
▲ 0.50% · 4.625%
HK$179,042
+HK$10,269/mo
Deposit HK$3.87M · loan HK$34.82M · min. income ≈ HK$337,546/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$1,644,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,679
−HK$9,545/mo
▼ 0.25% · 3.875%
HK$181,417
−HK$4,807/mo
Today · 4.125%
HK$186,224
baseline
▲ 0.50% · 4.625%
HK$196,040
+HK$9,816/mo
Deposit HK$3.87M · loan HK$34.82M · min. income ≈ HK$372,448/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$1,644,451 · Scale 2, in force from 26 Feb 2026)