LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,235
−HK$5,534/mo
▼ 0.25% · 3.875%
HK$90,980
−HK$2,789/mo
Today · 4.125%
HK$93,769
baseline
▲ 0.50% · 4.625%
HK$99,474
+HK$5,705/mo
Deposit HK$19.35M · loan HK$19.35M · min. income ≈ HK$187,538/mo (50% DSR)
Upfront cash ≈ HK$20.99M (deposit + AVD stamp duty HK$1,644,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,161
−HK$5,303/mo
▼ 0.25% · 3.875%
HK$100,794
−HK$2,670/mo
Today · 4.125%
HK$103,464
baseline
▲ 0.50% · 4.625%
HK$108,918
+HK$5,454/mo
Deposit HK$19.35M · loan HK$19.35M · min. income ≈ HK$206,928/mo (50% DSR)
Upfront cash ≈ HK$20.99M (deposit + AVD stamp duty HK$1,644,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,883
−HK$6,639/mo
▼ 0.25% · 3.875%
HK$109,176
−HK$3,346/mo
Today · 4.125%
HK$112,522
baseline
▲ 0.50% · 4.625%
HK$119,369
+HK$6,847/mo
Deposit HK$15.48M · loan HK$23.22M · min. income ≈ HK$225,044/mo (50% DSR)
Upfront cash ≈ HK$17.12M (deposit + AVD stamp duty HK$1,644,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,793
−HK$6,364/mo
▼ 0.25% · 3.875%
HK$120,952
−HK$3,205/mo
Today · 4.125%
HK$124,157
baseline
▲ 0.50% · 4.625%
HK$130,702
+HK$6,545/mo
Deposit HK$15.48M · loan HK$23.22M · min. income ≈ HK$248,314/mo (50% DSR)
Upfront cash ≈ HK$17.12M (deposit + AVD stamp duty HK$1,644,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,530
−HK$7,746/mo
▼ 0.25% · 3.875%
HK$127,372
−HK$3,904/mo
Today · 4.125%
HK$131,276
baseline
▲ 0.50% · 4.625%
HK$139,264
+HK$7,988/mo
Deposit HK$11.61M · loan HK$27.09M · min. income ≈ HK$262,552/mo (50% DSR)
Upfront cash ≈ HK$13.25M (deposit + AVD stamp duty HK$1,644,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,425
−HK$7,425/mo
▼ 0.25% · 3.875%
HK$141,111
−HK$3,739/mo
Today · 4.125%
HK$144,850
baseline
▲ 0.50% · 4.625%
HK$152,485
+HK$7,635/mo
Deposit HK$11.61M · loan HK$27.09M · min. income ≈ HK$289,700/mo (50% DSR)
Upfront cash ≈ HK$13.25M (deposit + AVD stamp duty HK$1,644,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,824
−HK$9,959/mo
▼ 0.25% · 3.875%
HK$163,764
−HK$5,019/mo
Today · 4.125%
HK$168,783
baseline
▲ 0.50% · 4.625%
HK$179,053
+HK$10,270/mo
Deposit HK$3.87M · loan HK$34.83M · min. income ≈ HK$337,566/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$1,644,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,690
−HK$9,546/mo
▼ 0.25% · 3.875%
HK$181,429
−HK$4,807/mo
Today · 4.125%
HK$186,236
baseline
▲ 0.50% · 4.625%
HK$196,053
+HK$9,817/mo
Deposit HK$3.87M · loan HK$34.83M · min. income ≈ HK$372,472/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$1,644,555 · Scale 2, in force from 26 Feb 2026)