LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,248
−HK$5,534/mo
▼ 0.25% · 3.875%
HK$90,993
−HK$2,789/mo
Today · 4.125%
HK$93,782
baseline
▲ 0.50% · 4.625%
HK$99,488
+HK$5,706/mo
Deposit HK$19.35M · loan HK$19.35M · min. income ≈ HK$187,564/mo (50% DSR)
Upfront cash ≈ HK$21.00M (deposit + AVD stamp duty HK$1,644,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,175
−HK$5,304/mo
▼ 0.25% · 3.875%
HK$100,808
−HK$2,671/mo
Today · 4.125%
HK$103,479
baseline
▲ 0.50% · 4.625%
HK$108,933
+HK$5,454/mo
Deposit HK$19.35M · loan HK$19.35M · min. income ≈ HK$206,958/mo (50% DSR)
Upfront cash ≈ HK$21.00M (deposit + AVD stamp duty HK$1,644,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,897
−HK$6,641/mo
▼ 0.25% · 3.875%
HK$109,191
−HK$3,347/mo
Today · 4.125%
HK$112,538
baseline
▲ 0.50% · 4.625%
HK$119,386
+HK$6,848/mo
Deposit HK$15.48M · loan HK$23.22M · min. income ≈ HK$225,076/mo (50% DSR)
Upfront cash ≈ HK$17.13M (deposit + AVD stamp duty HK$1,644,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,810
−HK$6,364/mo
▼ 0.25% · 3.875%
HK$120,969
−HK$3,205/mo
Today · 4.125%
HK$124,174
baseline
▲ 0.50% · 4.625%
HK$130,720
+HK$6,546/mo
Deposit HK$15.48M · loan HK$23.22M · min. income ≈ HK$248,348/mo (50% DSR)
Upfront cash ≈ HK$17.13M (deposit + AVD stamp duty HK$1,644,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,547
−HK$7,747/mo
▼ 0.25% · 3.875%
HK$127,390
−HK$3,904/mo
Today · 4.125%
HK$131,294
baseline
▲ 0.50% · 4.625%
HK$139,283
+HK$7,989/mo
Deposit HK$11.61M · loan HK$27.09M · min. income ≈ HK$262,588/mo (50% DSR)
Upfront cash ≈ HK$13.26M (deposit + AVD stamp duty HK$1,644,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,445
−HK$7,425/mo
▼ 0.25% · 3.875%
HK$141,131
−HK$3,739/mo
Today · 4.125%
HK$144,870
baseline
▲ 0.50% · 4.625%
HK$152,507
+HK$7,637/mo
Deposit HK$11.61M · loan HK$27.09M · min. income ≈ HK$289,740/mo (50% DSR)
Upfront cash ≈ HK$13.26M (deposit + AVD stamp duty HK$1,644,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,846
−HK$9,961/mo
▼ 0.25% · 3.875%
HK$163,787
−HK$5,020/mo
Today · 4.125%
HK$168,807
baseline
▲ 0.50% · 4.625%
HK$179,078
+HK$10,271/mo
Deposit HK$3.87M · loan HK$34.83M · min. income ≈ HK$337,614/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$1,644,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,714
−HK$9,548/mo
▼ 0.25% · 3.875%
HK$181,454
−HK$4,808/mo
Today · 4.125%
HK$186,262
baseline
▲ 0.50% · 4.625%
HK$196,080
+HK$9,818/mo
Deposit HK$3.87M · loan HK$34.83M · min. income ≈ HK$372,524/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$1,644,783 · Scale 2, in force from 26 Feb 2026)