LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,259
−HK$5,535/mo
▼ 0.25% · 3.875%
HK$91,005
−HK$2,789/mo
Today · 4.125%
HK$93,794
baseline
▲ 0.50% · 4.625%
HK$99,501
+HK$5,707/mo
Deposit HK$19.35M · loan HK$19.35M · min. income ≈ HK$187,588/mo (50% DSR)
Upfront cash ≈ HK$21.00M (deposit + AVD stamp duty HK$1,645,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,188
−HK$5,304/mo
▼ 0.25% · 3.875%
HK$100,821
−HK$2,671/mo
Today · 4.125%
HK$103,492
baseline
▲ 0.50% · 4.625%
HK$108,948
+HK$5,456/mo
Deposit HK$19.35M · loan HK$19.35M · min. income ≈ HK$206,984/mo (50% DSR)
Upfront cash ≈ HK$21.00M (deposit + AVD stamp duty HK$1,645,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,911
−HK$6,642/mo
▼ 0.25% · 3.875%
HK$109,206
−HK$3,347/mo
Today · 4.125%
HK$112,553
baseline
▲ 0.50% · 4.625%
HK$119,401
+HK$6,848/mo
Deposit HK$15.48M · loan HK$23.22M · min. income ≈ HK$225,106/mo (50% DSR)
Upfront cash ≈ HK$17.13M (deposit + AVD stamp duty HK$1,645,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,825
−HK$6,366/mo
▼ 0.25% · 3.875%
HK$120,985
−HK$3,206/mo
Today · 4.125%
HK$124,191
baseline
▲ 0.50% · 4.625%
HK$130,737
+HK$6,546/mo
Deposit HK$15.48M · loan HK$23.22M · min. income ≈ HK$248,382/mo (50% DSR)
Upfront cash ≈ HK$17.13M (deposit + AVD stamp duty HK$1,645,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,563
−HK$7,749/mo
▼ 0.25% · 3.875%
HK$127,407
−HK$3,905/mo
Today · 4.125%
HK$131,312
baseline
▲ 0.50% · 4.625%
HK$139,302
+HK$7,990/mo
Deposit HK$11.61M · loan HK$27.09M · min. income ≈ HK$262,624/mo (50% DSR)
Upfront cash ≈ HK$13.26M (deposit + AVD stamp duty HK$1,645,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,463
−HK$7,426/mo
▼ 0.25% · 3.875%
HK$141,149
−HK$3,740/mo
Today · 4.125%
HK$144,889
baseline
▲ 0.50% · 4.625%
HK$152,527
+HK$7,638/mo
Deposit HK$11.61M · loan HK$27.09M · min. income ≈ HK$289,778/mo (50% DSR)
Upfront cash ≈ HK$13.26M (deposit + AVD stamp duty HK$1,645,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,867
−HK$9,962/mo
▼ 0.25% · 3.875%
HK$163,809
−HK$5,020/mo
Today · 4.125%
HK$168,829
baseline
▲ 0.50% · 4.625%
HK$179,102
+HK$10,273/mo
Deposit HK$3.87M · loan HK$34.84M · min. income ≈ HK$337,658/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$1,645,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,738
−HK$9,548/mo
▼ 0.25% · 3.875%
HK$181,478
−HK$4,808/mo
Today · 4.125%
HK$186,286
baseline
▲ 0.50% · 4.625%
HK$196,106
+HK$9,820/mo
Deposit HK$3.87M · loan HK$34.84M · min. income ≈ HK$372,572/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$1,645,001 · Scale 2, in force from 26 Feb 2026)