LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,274
−HK$5,536/mo
▼ 0.25% · 3.875%
HK$91,020
−HK$2,790/mo
Today · 4.125%
HK$93,810
baseline
▲ 0.50% · 4.625%
HK$99,518
+HK$5,708/mo
Deposit HK$19.36M · loan HK$19.36M · min. income ≈ HK$187,620/mo (50% DSR)
Upfront cash ≈ HK$21.00M (deposit + AVD stamp duty HK$1,645,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,204
−HK$5,306/mo
▼ 0.25% · 3.875%
HK$100,838
−HK$2,672/mo
Today · 4.125%
HK$103,510
baseline
▲ 0.50% · 4.625%
HK$108,966
+HK$5,456/mo
Deposit HK$19.36M · loan HK$19.36M · min. income ≈ HK$207,020/mo (50% DSR)
Upfront cash ≈ HK$21.00M (deposit + AVD stamp duty HK$1,645,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,929
−HK$6,643/mo
▼ 0.25% · 3.875%
HK$109,224
−HK$3,348/mo
Today · 4.125%
HK$112,572
baseline
▲ 0.50% · 4.625%
HK$119,421
+HK$6,849/mo
Deposit HK$15.48M · loan HK$23.23M · min. income ≈ HK$225,144/mo (50% DSR)
Upfront cash ≈ HK$17.13M (deposit + AVD stamp duty HK$1,645,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,845
−HK$6,367/mo
▼ 0.25% · 3.875%
HK$121,006
−HK$3,206/mo
Today · 4.125%
HK$124,212
baseline
▲ 0.50% · 4.625%
HK$130,759
+HK$6,547/mo
Deposit HK$15.48M · loan HK$23.23M · min. income ≈ HK$248,424/mo (50% DSR)
Upfront cash ≈ HK$17.13M (deposit + AVD stamp duty HK$1,645,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,584
−HK$7,750/mo
▼ 0.25% · 3.875%
HK$127,428
−HK$3,906/mo
Today · 4.125%
HK$131,334
baseline
▲ 0.50% · 4.625%
HK$139,325
+HK$7,991/mo
Deposit HK$11.61M · loan HK$27.10M · min. income ≈ HK$262,668/mo (50% DSR)
Upfront cash ≈ HK$13.26M (deposit + AVD stamp duty HK$1,645,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,486
−HK$7,428/mo
▼ 0.25% · 3.875%
HK$141,173
−HK$3,741/mo
Today · 4.125%
HK$144,914
baseline
▲ 0.50% · 4.625%
HK$152,552
+HK$7,638/mo
Deposit HK$11.61M · loan HK$27.10M · min. income ≈ HK$289,828/mo (50% DSR)
Upfront cash ≈ HK$13.26M (deposit + AVD stamp duty HK$1,645,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,894
−HK$9,964/mo
▼ 0.25% · 3.875%
HK$163,836
−HK$5,022/mo
Today · 4.125%
HK$168,858
baseline
▲ 0.50% · 4.625%
HK$179,132
+HK$10,274/mo
Deposit HK$3.87M · loan HK$34.84M · min. income ≈ HK$337,716/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$1,645,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,767
−HK$9,551/mo
▼ 0.25% · 3.875%
HK$181,508
−HK$4,810/mo
Today · 4.125%
HK$186,318
baseline
▲ 0.50% · 4.625%
HK$196,139
+HK$9,821/mo
Deposit HK$3.87M · loan HK$34.84M · min. income ≈ HK$372,636/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$1,645,277 · Scale 2, in force from 26 Feb 2026)