LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,283
−HK$5,536/mo
▼ 0.25% · 3.875%
HK$91,029
−HK$2,790/mo
Today · 4.125%
HK$93,819
baseline
▲ 0.50% · 4.625%
HK$99,528
+HK$5,709/mo
Deposit HK$19.36M · loan HK$19.36M · min. income ≈ HK$187,638/mo (50% DSR)
Upfront cash ≈ HK$21.00M (deposit + AVD stamp duty HK$1,645,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,214
−HK$5,306/mo
▼ 0.25% · 3.875%
HK$100,848
−HK$2,672/mo
Today · 4.125%
HK$103,520
baseline
▲ 0.50% · 4.625%
HK$108,977
+HK$5,457/mo
Deposit HK$19.36M · loan HK$19.36M · min. income ≈ HK$207,040/mo (50% DSR)
Upfront cash ≈ HK$21.00M (deposit + AVD stamp duty HK$1,645,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,940
−HK$6,643/mo
▼ 0.25% · 3.875%
HK$109,235
−HK$3,348/mo
Today · 4.125%
HK$112,583
baseline
▲ 0.50% · 4.625%
HK$119,433
+HK$6,850/mo
Deposit HK$15.49M · loan HK$23.23M · min. income ≈ HK$225,166/mo (50% DSR)
Upfront cash ≈ HK$17.13M (deposit + AVD stamp duty HK$1,645,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,857
−HK$6,367/mo
▼ 0.25% · 3.875%
HK$121,017
−HK$3,207/mo
Today · 4.125%
HK$124,224
baseline
▲ 0.50% · 4.625%
HK$130,772
+HK$6,548/mo
Deposit HK$15.49M · loan HK$23.23M · min. income ≈ HK$248,448/mo (50% DSR)
Upfront cash ≈ HK$17.13M (deposit + AVD stamp duty HK$1,645,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,596
−HK$7,751/mo
▼ 0.25% · 3.875%
HK$127,441
−HK$3,906/mo
Today · 4.125%
HK$131,347
baseline
▲ 0.50% · 4.625%
HK$139,339
+HK$7,992/mo
Deposit HK$11.61M · loan HK$27.10M · min. income ≈ HK$262,694/mo (50% DSR)
Upfront cash ≈ HK$13.26M (deposit + AVD stamp duty HK$1,645,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,499
−HK$7,429/mo
▼ 0.25% · 3.875%
HK$141,187
−HK$3,741/mo
Today · 4.125%
HK$144,928
baseline
▲ 0.50% · 4.625%
HK$152,567
+HK$7,639/mo
Deposit HK$11.61M · loan HK$27.10M · min. income ≈ HK$289,856/mo (50% DSR)
Upfront cash ≈ HK$13.26M (deposit + AVD stamp duty HK$1,645,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,909
−HK$9,965/mo
▼ 0.25% · 3.875%
HK$163,852
−HK$5,022/mo
Today · 4.125%
HK$168,874
baseline
▲ 0.50% · 4.625%
HK$179,150
+HK$10,276/mo
Deposit HK$3.87M · loan HK$34.84M · min. income ≈ HK$337,748/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$1,645,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,785
−HK$9,551/mo
▼ 0.25% · 3.875%
HK$181,526
−HK$4,810/mo
Today · 4.125%
HK$186,336
baseline
▲ 0.50% · 4.625%
HK$196,158
+HK$9,822/mo
Deposit HK$3.87M · loan HK$34.84M · min. income ≈ HK$372,672/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$1,645,440 · Scale 2, in force from 26 Feb 2026)