LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,315
−HK$5,538/mo
▼ 0.25% · 3.875%
HK$91,062
−HK$2,791/mo
Today · 4.125%
HK$93,853
baseline
▲ 0.50% · 4.625%
HK$99,564
+HK$5,711/mo
Deposit HK$19.37M · loan HK$19.37M · min. income ≈ HK$187,706/mo (50% DSR)
Upfront cash ≈ HK$21.01M (deposit + AVD stamp duty HK$1,646,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,250
−HK$5,308/mo
▼ 0.25% · 3.875%
HK$100,885
−HK$2,673/mo
Today · 4.125%
HK$103,558
baseline
▲ 0.50% · 4.625%
HK$109,016
+HK$5,458/mo
Deposit HK$19.37M · loan HK$19.37M · min. income ≈ HK$207,116/mo (50% DSR)
Upfront cash ≈ HK$21.01M (deposit + AVD stamp duty HK$1,646,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,978
−HK$6,646/mo
▼ 0.25% · 3.875%
HK$109,275
−HK$3,349/mo
Today · 4.125%
HK$112,624
baseline
▲ 0.50% · 4.625%
HK$119,477
+HK$6,853/mo
Deposit HK$15.49M · loan HK$23.24M · min. income ≈ HK$225,248/mo (50% DSR)
Upfront cash ≈ HK$17.14M (deposit + AVD stamp duty HK$1,646,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,900
−HK$6,369/mo
▼ 0.25% · 3.875%
HK$121,062
−HK$3,207/mo
Today · 4.125%
HK$124,269
baseline
▲ 0.50% · 4.625%
HK$130,820
+HK$6,551/mo
Deposit HK$15.49M · loan HK$23.24M · min. income ≈ HK$248,538/mo (50% DSR)
Upfront cash ≈ HK$17.14M (deposit + AVD stamp duty HK$1,646,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,641
−HK$7,754/mo
▼ 0.25% · 3.875%
HK$127,487
−HK$3,908/mo
Today · 4.125%
HK$131,395
baseline
▲ 0.50% · 4.625%
HK$139,390
+HK$7,995/mo
Deposit HK$11.62M · loan HK$27.11M · min. income ≈ HK$262,790/mo (50% DSR)
Upfront cash ≈ HK$13.27M (deposit + AVD stamp duty HK$1,646,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,550
−HK$7,431/mo
▼ 0.25% · 3.875%
HK$141,239
−HK$3,742/mo
Today · 4.125%
HK$144,981
baseline
▲ 0.50% · 4.625%
HK$152,623
+HK$7,642/mo
Deposit HK$11.62M · loan HK$27.11M · min. income ≈ HK$289,962/mo (50% DSR)
Upfront cash ≈ HK$13.27M (deposit + AVD stamp duty HK$1,646,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,967
−HK$9,969/mo
▼ 0.25% · 3.875%
HK$163,912
−HK$5,024/mo
Today · 4.125%
HK$168,936
baseline
▲ 0.50% · 4.625%
HK$179,215
+HK$10,279/mo
Deposit HK$3.87M · loan HK$34.86M · min. income ≈ HK$337,872/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$1,646,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,849
−HK$9,555/mo
▼ 0.25% · 3.875%
HK$181,592
−HK$4,812/mo
Today · 4.125%
HK$186,404
baseline
▲ 0.50% · 4.625%
HK$196,230
+HK$9,826/mo
Deposit HK$3.87M · loan HK$34.86M · min. income ≈ HK$372,808/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$1,646,040 · Scale 2, in force from 26 Feb 2026)