LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,317
−HK$5,538/mo
▼ 0.25% · 3.875%
HK$91,064
−HK$2,791/mo
Today · 4.125%
HK$93,855
baseline
▲ 0.50% · 4.625%
HK$99,566
+HK$5,711/mo
Deposit HK$19.37M · loan HK$19.37M · min. income ≈ HK$187,710/mo (50% DSR)
Upfront cash ≈ HK$21.01M (deposit + AVD stamp duty HK$1,646,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,252
−HK$5,308/mo
▼ 0.25% · 3.875%
HK$100,887
−HK$2,673/mo
Today · 4.125%
HK$103,560
baseline
▲ 0.50% · 4.625%
HK$109,019
+HK$5,459/mo
Deposit HK$19.37M · loan HK$19.37M · min. income ≈ HK$207,120/mo (50% DSR)
Upfront cash ≈ HK$21.01M (deposit + AVD stamp duty HK$1,646,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,981
−HK$6,646/mo
▼ 0.25% · 3.875%
HK$109,277
−HK$3,350/mo
Today · 4.125%
HK$112,627
baseline
▲ 0.50% · 4.625%
HK$119,480
+HK$6,853/mo
Deposit HK$15.49M · loan HK$23.24M · min. income ≈ HK$225,254/mo (50% DSR)
Upfront cash ≈ HK$17.14M (deposit + AVD stamp duty HK$1,646,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,902
−HK$6,370/mo
▼ 0.25% · 3.875%
HK$121,064
−HK$3,208/mo
Today · 4.125%
HK$124,272
baseline
▲ 0.50% · 4.625%
HK$130,823
+HK$6,551/mo
Deposit HK$15.49M · loan HK$23.24M · min. income ≈ HK$248,544/mo (50% DSR)
Upfront cash ≈ HK$17.14M (deposit + AVD stamp duty HK$1,646,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,644
−HK$7,754/mo
▼ 0.25% · 3.875%
HK$127,490
−HK$3,908/mo
Today · 4.125%
HK$131,398
baseline
▲ 0.50% · 4.625%
HK$139,393
+HK$7,995/mo
Deposit HK$11.62M · loan HK$27.11M · min. income ≈ HK$262,796/mo (50% DSR)
Upfront cash ≈ HK$13.27M (deposit + AVD stamp duty HK$1,646,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,553
−HK$7,431/mo
▼ 0.25% · 3.875%
HK$141,242
−HK$3,742/mo
Today · 4.125%
HK$144,984
baseline
▲ 0.50% · 4.625%
HK$152,627
+HK$7,643/mo
Deposit HK$11.62M · loan HK$27.11M · min. income ≈ HK$289,968/mo (50% DSR)
Upfront cash ≈ HK$13.27M (deposit + AVD stamp duty HK$1,646,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,971
−HK$9,969/mo
▼ 0.25% · 3.875%
HK$163,916
−HK$5,024/mo
Today · 4.125%
HK$168,940
baseline
▲ 0.50% · 4.625%
HK$179,219
+HK$10,279/mo
Deposit HK$3.87M · loan HK$34.86M · min. income ≈ HK$337,880/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$1,646,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,854
−HK$9,554/mo
▼ 0.25% · 3.875%
HK$181,597
−HK$4,811/mo
Today · 4.125%
HK$186,408
baseline
▲ 0.50% · 4.625%
HK$196,234
+HK$9,826/mo
Deposit HK$3.87M · loan HK$34.86M · min. income ≈ HK$372,816/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$1,646,078 · Scale 2, in force from 26 Feb 2026)