LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,324
−HK$5,539/mo
▼ 0.25% · 3.875%
HK$91,072
−HK$2,791/mo
Today · 4.125%
HK$93,863
baseline
▲ 0.50% · 4.625%
HK$99,574
+HK$5,711/mo
Deposit HK$19.37M · loan HK$19.37M · min. income ≈ HK$187,726/mo (50% DSR)
Upfront cash ≈ HK$21.01M (deposit + AVD stamp duty HK$1,646,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,260
−HK$5,309/mo
▼ 0.25% · 3.875%
HK$100,895
−HK$2,674/mo
Today · 4.125%
HK$103,569
baseline
▲ 0.50% · 4.625%
HK$109,028
+HK$5,459/mo
Deposit HK$19.37M · loan HK$19.37M · min. income ≈ HK$207,138/mo (50% DSR)
Upfront cash ≈ HK$21.01M (deposit + AVD stamp duty HK$1,646,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,989
−HK$6,647/mo
▼ 0.25% · 3.875%
HK$109,286
−HK$3,350/mo
Today · 4.125%
HK$112,636
baseline
▲ 0.50% · 4.625%
HK$119,489
+HK$6,853/mo
Deposit HK$15.49M · loan HK$23.24M · min. income ≈ HK$225,272/mo (50% DSR)
Upfront cash ≈ HK$17.14M (deposit + AVD stamp duty HK$1,646,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,912
−HK$6,370/mo
▼ 0.25% · 3.875%
HK$121,074
−HK$3,208/mo
Today · 4.125%
HK$124,282
baseline
▲ 0.50% · 4.625%
HK$130,833
+HK$6,551/mo
Deposit HK$15.49M · loan HK$23.24M · min. income ≈ HK$248,564/mo (50% DSR)
Upfront cash ≈ HK$17.14M (deposit + AVD stamp duty HK$1,646,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,654
−HK$7,754/mo
▼ 0.25% · 3.875%
HK$127,500
−HK$3,908/mo
Today · 4.125%
HK$131,408
baseline
▲ 0.50% · 4.625%
HK$139,404
+HK$7,996/mo
Deposit HK$11.62M · loan HK$27.11M · min. income ≈ HK$262,816/mo (50% DSR)
Upfront cash ≈ HK$13.27M (deposit + AVD stamp duty HK$1,646,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,564
−HK$7,432/mo
▼ 0.25% · 3.875%
HK$141,253
−HK$3,743/mo
Today · 4.125%
HK$144,996
baseline
▲ 0.50% · 4.625%
HK$152,639
+HK$7,643/mo
Deposit HK$11.62M · loan HK$27.11M · min. income ≈ HK$289,992/mo (50% DSR)
Upfront cash ≈ HK$13.27M (deposit + AVD stamp duty HK$1,646,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,984
−HK$9,970/mo
▼ 0.25% · 3.875%
HK$163,929
−HK$5,025/mo
Today · 4.125%
HK$168,954
baseline
▲ 0.50% · 4.625%
HK$179,234
+HK$10,280/mo
Deposit HK$3.87M · loan HK$34.86M · min. income ≈ HK$337,908/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$1,646,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,868
−HK$9,556/mo
▼ 0.25% · 3.875%
HK$181,611
−HK$4,813/mo
Today · 4.125%
HK$186,424
baseline
▲ 0.50% · 4.625%
HK$196,250
+HK$9,826/mo
Deposit HK$3.87M · loan HK$34.86M · min. income ≈ HK$372,848/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$1,646,213 · Scale 2, in force from 26 Feb 2026)