LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,330
−HK$5,539/mo
▼ 0.25% · 3.875%
HK$91,078
−HK$2,791/mo
Today · 4.125%
HK$93,869
baseline
▲ 0.50% · 4.625%
HK$99,581
+HK$5,712/mo
Deposit HK$19.37M · loan HK$19.37M · min. income ≈ HK$187,738/mo (50% DSR)
Upfront cash ≈ HK$21.01M (deposit + AVD stamp duty HK$1,646,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,267
−HK$5,309/mo
▼ 0.25% · 3.875%
HK$100,902
−HK$2,674/mo
Today · 4.125%
HK$103,576
baseline
▲ 0.50% · 4.625%
HK$109,035
+HK$5,459/mo
Deposit HK$19.37M · loan HK$19.37M · min. income ≈ HK$207,152/mo (50% DSR)
Upfront cash ≈ HK$21.01M (deposit + AVD stamp duty HK$1,646,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,996
−HK$6,647/mo
▼ 0.25% · 3.875%
HK$109,293
−HK$3,350/mo
Today · 4.125%
HK$112,643
baseline
▲ 0.50% · 4.625%
HK$119,497
+HK$6,854/mo
Deposit HK$15.49M · loan HK$23.24M · min. income ≈ HK$225,286/mo (50% DSR)
Upfront cash ≈ HK$17.14M (deposit + AVD stamp duty HK$1,646,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,920
−HK$6,371/mo
▼ 0.25% · 3.875%
HK$121,082
−HK$3,209/mo
Today · 4.125%
HK$124,291
baseline
▲ 0.50% · 4.625%
HK$130,842
+HK$6,551/mo
Deposit HK$15.49M · loan HK$23.24M · min. income ≈ HK$248,582/mo (50% DSR)
Upfront cash ≈ HK$17.14M (deposit + AVD stamp duty HK$1,646,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,662
−HK$7,755/mo
▼ 0.25% · 3.875%
HK$127,509
−HK$3,908/mo
Today · 4.125%
HK$131,417
baseline
▲ 0.50% · 4.625%
HK$139,414
+HK$7,997/mo
Deposit HK$11.62M · loan HK$27.12M · min. income ≈ HK$262,834/mo (50% DSR)
Upfront cash ≈ HK$13.27M (deposit + AVD stamp duty HK$1,646,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,573
−HK$7,433/mo
▼ 0.25% · 3.875%
HK$141,263
−HK$3,743/mo
Today · 4.125%
HK$145,006
baseline
▲ 0.50% · 4.625%
HK$152,649
+HK$7,643/mo
Deposit HK$11.62M · loan HK$27.12M · min. income ≈ HK$290,012/mo (50% DSR)
Upfront cash ≈ HK$13.27M (deposit + AVD stamp duty HK$1,646,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,995
−HK$9,970/mo
▼ 0.25% · 3.875%
HK$163,940
−HK$5,025/mo
Today · 4.125%
HK$168,965
baseline
▲ 0.50% · 4.625%
HK$179,246
+HK$10,281/mo
Deposit HK$3.87M · loan HK$34.86M · min. income ≈ HK$337,930/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$1,646,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,880
−HK$9,556/mo
▼ 0.25% · 3.875%
HK$181,624
−HK$4,812/mo
Today · 4.125%
HK$186,436
baseline
▲ 0.50% · 4.625%
HK$196,263
+HK$9,827/mo
Deposit HK$3.87M · loan HK$34.86M · min. income ≈ HK$372,872/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$1,646,323 · Scale 2, in force from 26 Feb 2026)