LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,331
−HK$5,539/mo
▼ 0.25% · 3.875%
HK$91,078
−HK$2,792/mo
Today · 4.125%
HK$93,870
baseline
▲ 0.50% · 4.625%
HK$99,582
+HK$5,712/mo
Deposit HK$19.37M · loan HK$19.37M · min. income ≈ HK$187,740/mo (50% DSR)
Upfront cash ≈ HK$21.01M (deposit + AVD stamp duty HK$1,646,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,267
−HK$5,309/mo
▼ 0.25% · 3.875%
HK$100,903
−HK$2,673/mo
Today · 4.125%
HK$103,576
baseline
▲ 0.50% · 4.625%
HK$109,036
+HK$5,460/mo
Deposit HK$19.37M · loan HK$19.37M · min. income ≈ HK$207,152/mo (50% DSR)
Upfront cash ≈ HK$21.01M (deposit + AVD stamp duty HK$1,646,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,997
−HK$6,647/mo
▼ 0.25% · 3.875%
HK$109,294
−HK$3,350/mo
Today · 4.125%
HK$112,644
baseline
▲ 0.50% · 4.625%
HK$119,498
+HK$6,854/mo
Deposit HK$15.49M · loan HK$23.24M · min. income ≈ HK$225,288/mo (50% DSR)
Upfront cash ≈ HK$17.14M (deposit + AVD stamp duty HK$1,646,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,921
−HK$6,370/mo
▼ 0.25% · 3.875%
HK$121,083
−HK$3,208/mo
Today · 4.125%
HK$124,291
baseline
▲ 0.50% · 4.625%
HK$130,843
+HK$6,552/mo
Deposit HK$15.49M · loan HK$23.24M · min. income ≈ HK$248,582/mo (50% DSR)
Upfront cash ≈ HK$17.14M (deposit + AVD stamp duty HK$1,646,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,663
−HK$7,755/mo
▼ 0.25% · 3.875%
HK$127,510
−HK$3,908/mo
Today · 4.125%
HK$131,418
baseline
▲ 0.50% · 4.625%
HK$139,414
+HK$7,996/mo
Deposit HK$11.62M · loan HK$27.12M · min. income ≈ HK$262,836/mo (50% DSR)
Upfront cash ≈ HK$13.27M (deposit + AVD stamp duty HK$1,646,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,574
−HK$7,433/mo
▼ 0.25% · 3.875%
HK$141,264
−HK$3,743/mo
Today · 4.125%
HK$145,007
baseline
▲ 0.50% · 4.625%
HK$152,650
+HK$7,643/mo
Deposit HK$11.62M · loan HK$27.12M · min. income ≈ HK$290,014/mo (50% DSR)
Upfront cash ≈ HK$13.27M (deposit + AVD stamp duty HK$1,646,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,996
−HK$9,970/mo
▼ 0.25% · 3.875%
HK$163,941
−HK$5,025/mo
Today · 4.125%
HK$168,966
baseline
▲ 0.50% · 4.625%
HK$179,247
+HK$10,281/mo
Deposit HK$3.87M · loan HK$34.86M · min. income ≈ HK$337,932/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$1,646,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,881
−HK$9,556/mo
▼ 0.25% · 3.875%
HK$181,625
−HK$4,812/mo
Today · 4.125%
HK$186,437
baseline
▲ 0.50% · 4.625%
HK$196,265
+HK$9,828/mo
Deposit HK$3.87M · loan HK$34.86M · min. income ≈ HK$372,874/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$1,646,333 · Scale 2, in force from 26 Feb 2026)