LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,332
−HK$5,539/mo
▼ 0.25% · 3.875%
HK$91,080
−HK$2,791/mo
Today · 4.125%
HK$93,871
baseline
▲ 0.50% · 4.625%
HK$99,583
+HK$5,712/mo
Deposit HK$19.37M · loan HK$19.37M · min. income ≈ HK$187,742/mo (50% DSR)
Upfront cash ≈ HK$21.02M (deposit + AVD stamp duty HK$1,646,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,269
−HK$5,309/mo
▼ 0.25% · 3.875%
HK$100,904
−HK$2,674/mo
Today · 4.125%
HK$103,578
baseline
▲ 0.50% · 4.625%
HK$109,037
+HK$5,459/mo
Deposit HK$19.37M · loan HK$19.37M · min. income ≈ HK$207,156/mo (50% DSR)
Upfront cash ≈ HK$21.02M (deposit + AVD stamp duty HK$1,646,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,998
−HK$6,647/mo
▼ 0.25% · 3.875%
HK$109,296
−HK$3,349/mo
Today · 4.125%
HK$112,645
baseline
▲ 0.50% · 4.625%
HK$119,500
+HK$6,855/mo
Deposit HK$15.50M · loan HK$23.24M · min. income ≈ HK$225,290/mo (50% DSR)
Upfront cash ≈ HK$17.14M (deposit + AVD stamp duty HK$1,646,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,922
−HK$6,371/mo
▼ 0.25% · 3.875%
HK$121,085
−HK$3,208/mo
Today · 4.125%
HK$124,293
baseline
▲ 0.50% · 4.625%
HK$130,845
+HK$6,552/mo
Deposit HK$15.50M · loan HK$23.24M · min. income ≈ HK$248,586/mo (50% DSR)
Upfront cash ≈ HK$17.14M (deposit + AVD stamp duty HK$1,646,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,665
−HK$7,755/mo
▼ 0.25% · 3.875%
HK$127,512
−HK$3,908/mo
Today · 4.125%
HK$131,420
baseline
▲ 0.50% · 4.625%
HK$139,416
+HK$7,996/mo
Deposit HK$11.62M · loan HK$27.12M · min. income ≈ HK$262,840/mo (50% DSR)
Upfront cash ≈ HK$13.27M (deposit + AVD stamp duty HK$1,646,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,576
−HK$7,433/mo
▼ 0.25% · 3.875%
HK$141,266
−HK$3,743/mo
Today · 4.125%
HK$145,009
baseline
▲ 0.50% · 4.625%
HK$152,652
+HK$7,643/mo
Deposit HK$11.62M · loan HK$27.12M · min. income ≈ HK$290,018/mo (50% DSR)
Upfront cash ≈ HK$13.27M (deposit + AVD stamp duty HK$1,646,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,998
−HK$9,970/mo
▼ 0.25% · 3.875%
HK$163,943
−HK$5,025/mo
Today · 4.125%
HK$168,968
baseline
▲ 0.50% · 4.625%
HK$179,250
+HK$10,282/mo
Deposit HK$3.87M · loan HK$34.86M · min. income ≈ HK$337,936/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$1,646,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,883
−HK$9,557/mo
▼ 0.25% · 3.875%
HK$181,627
−HK$4,813/mo
Today · 4.125%
HK$186,440
baseline
▲ 0.50% · 4.625%
HK$196,267
+HK$9,827/mo
Deposit HK$3.87M · loan HK$34.86M · min. income ≈ HK$372,880/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$1,646,356 · Scale 2, in force from 26 Feb 2026)