LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,333
−HK$5,539/mo
▼ 0.25% · 3.875%
HK$91,081
−HK$2,791/mo
Today · 4.125%
HK$93,872
baseline
▲ 0.50% · 4.625%
HK$99,584
+HK$5,712/mo
Deposit HK$19.37M · loan HK$19.37M · min. income ≈ HK$187,744/mo (50% DSR)
Upfront cash ≈ HK$21.02M (deposit + AVD stamp duty HK$1,646,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,270
−HK$5,309/mo
▼ 0.25% · 3.875%
HK$100,905
−HK$2,674/mo
Today · 4.125%
HK$103,579
baseline
▲ 0.50% · 4.625%
HK$109,039
+HK$5,460/mo
Deposit HK$19.37M · loan HK$19.37M · min. income ≈ HK$207,158/mo (50% DSR)
Upfront cash ≈ HK$21.02M (deposit + AVD stamp duty HK$1,646,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,000
−HK$6,647/mo
▼ 0.25% · 3.875%
HK$109,297
−HK$3,350/mo
Today · 4.125%
HK$112,647
baseline
▲ 0.50% · 4.625%
HK$119,501
+HK$6,854/mo
Deposit HK$15.50M · loan HK$23.24M · min. income ≈ HK$225,294/mo (50% DSR)
Upfront cash ≈ HK$17.14M (deposit + AVD stamp duty HK$1,646,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,924
−HK$6,371/mo
▼ 0.25% · 3.875%
HK$121,086
−HK$3,209/mo
Today · 4.125%
HK$124,295
baseline
▲ 0.50% · 4.625%
HK$130,846
+HK$6,551/mo
Deposit HK$15.50M · loan HK$23.24M · min. income ≈ HK$248,590/mo (50% DSR)
Upfront cash ≈ HK$17.14M (deposit + AVD stamp duty HK$1,646,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,666
−HK$7,755/mo
▼ 0.25% · 3.875%
HK$127,513
−HK$3,908/mo
Today · 4.125%
HK$131,421
baseline
▲ 0.50% · 4.625%
HK$139,418
+HK$7,997/mo
Deposit HK$11.62M · loan HK$27.12M · min. income ≈ HK$262,842/mo (50% DSR)
Upfront cash ≈ HK$13.27M (deposit + AVD stamp duty HK$1,646,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,578
−HK$7,432/mo
▼ 0.25% · 3.875%
HK$141,267
−HK$3,743/mo
Today · 4.125%
HK$145,010
baseline
▲ 0.50% · 4.625%
HK$152,654
+HK$7,644/mo
Deposit HK$11.62M · loan HK$27.12M · min. income ≈ HK$290,020/mo (50% DSR)
Upfront cash ≈ HK$13.27M (deposit + AVD stamp duty HK$1,646,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,000
−HK$9,970/mo
▼ 0.25% · 3.875%
HK$163,945
−HK$5,025/mo
Today · 4.125%
HK$168,970
baseline
▲ 0.50% · 4.625%
HK$179,252
+HK$10,282/mo
Deposit HK$3.87M · loan HK$34.86M · min. income ≈ HK$337,940/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$1,646,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,885
−HK$9,557/mo
▼ 0.25% · 3.875%
HK$181,629
−HK$4,813/mo
Today · 4.125%
HK$186,442
baseline
▲ 0.50% · 4.625%
HK$196,270
+HK$9,828/mo
Deposit HK$3.87M · loan HK$34.86M · min. income ≈ HK$372,884/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$1,646,375 · Scale 2, in force from 26 Feb 2026)