LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,356
−HK$5,541/mo
▼ 0.25% · 3.875%
HK$91,104
−HK$2,793/mo
Today · 4.125%
HK$93,897
baseline
▲ 0.50% · 4.625%
HK$99,610
+HK$5,713/mo
Deposit HK$19.37M · loan HK$19.37M · min. income ≈ HK$187,794/mo (50% DSR)
Upfront cash ≈ HK$21.02M (deposit + AVD stamp duty HK$1,646,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,295
−HK$5,311/mo
▼ 0.25% · 3.875%
HK$100,931
−HK$2,675/mo
Today · 4.125%
HK$103,606
baseline
▲ 0.50% · 4.625%
HK$109,067
+HK$5,461/mo
Deposit HK$19.37M · loan HK$19.37M · min. income ≈ HK$207,212/mo (50% DSR)
Upfront cash ≈ HK$21.02M (deposit + AVD stamp duty HK$1,646,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,027
−HK$6,649/mo
▼ 0.25% · 3.875%
HK$109,325
−HK$3,351/mo
Today · 4.125%
HK$112,676
baseline
▲ 0.50% · 4.625%
HK$119,532
+HK$6,856/mo
Deposit HK$15.50M · loan HK$23.25M · min. income ≈ HK$225,352/mo (50% DSR)
Upfront cash ≈ HK$17.15M (deposit + AVD stamp duty HK$1,646,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,954
−HK$6,373/mo
▼ 0.25% · 3.875%
HK$121,118
−HK$3,209/mo
Today · 4.125%
HK$124,327
baseline
▲ 0.50% · 4.625%
HK$130,880
+HK$6,553/mo
Deposit HK$15.50M · loan HK$23.25M · min. income ≈ HK$248,654/mo (50% DSR)
Upfront cash ≈ HK$17.15M (deposit + AVD stamp duty HK$1,646,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,698
−HK$7,757/mo
▼ 0.25% · 3.875%
HK$127,546
−HK$3,909/mo
Today · 4.125%
HK$131,455
baseline
▲ 0.50% · 4.625%
HK$139,454
+HK$7,999/mo
Deposit HK$11.62M · loan HK$27.12M · min. income ≈ HK$262,910/mo (50% DSR)
Upfront cash ≈ HK$13.27M (deposit + AVD stamp duty HK$1,646,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,613
−HK$7,435/mo
▼ 0.25% · 3.875%
HK$141,304
−HK$3,744/mo
Today · 4.125%
HK$145,048
baseline
▲ 0.50% · 4.625%
HK$152,694
+HK$7,646/mo
Deposit HK$11.62M · loan HK$27.12M · min. income ≈ HK$290,096/mo (50% DSR)
Upfront cash ≈ HK$13.27M (deposit + AVD stamp duty HK$1,646,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,041
−HK$9,973/mo
▼ 0.25% · 3.875%
HK$163,988
−HK$5,026/mo
Today · 4.125%
HK$169,014
baseline
▲ 0.50% · 4.625%
HK$179,298
+HK$10,284/mo
Deposit HK$3.87M · loan HK$34.87M · min. income ≈ HK$338,028/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$1,646,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,931
−HK$9,559/mo
▼ 0.25% · 3.875%
HK$181,677
−HK$4,813/mo
Today · 4.125%
HK$186,490
baseline
▲ 0.50% · 4.625%
HK$196,321
+HK$9,831/mo
Deposit HK$3.87M · loan HK$34.87M · min. income ≈ HK$372,980/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$1,646,802 · Scale 2, in force from 26 Feb 2026)