LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,358
−HK$5,541/mo
▼ 0.25% · 3.875%
HK$91,107
−HK$2,792/mo
Today · 4.125%
HK$93,899
baseline
▲ 0.50% · 4.625%
HK$99,613
+HK$5,714/mo
Deposit HK$19.37M · loan HK$19.37M · min. income ≈ HK$187,798/mo (50% DSR)
Upfront cash ≈ HK$21.02M (deposit + AVD stamp duty HK$1,646,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,298
−HK$5,310/mo
▼ 0.25% · 3.875%
HK$100,934
−HK$2,674/mo
Today · 4.125%
HK$103,608
baseline
▲ 0.50% · 4.625%
HK$109,070
+HK$5,462/mo
Deposit HK$19.37M · loan HK$19.37M · min. income ≈ HK$207,216/mo (50% DSR)
Upfront cash ≈ HK$21.02M (deposit + AVD stamp duty HK$1,646,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,030
−HK$6,649/mo
▼ 0.25% · 3.875%
HK$109,328
−HK$3,351/mo
Today · 4.125%
HK$112,679
baseline
▲ 0.50% · 4.625%
HK$119,535
+HK$6,856/mo
Deposit HK$15.50M · loan HK$23.25M · min. income ≈ HK$225,358/mo (50% DSR)
Upfront cash ≈ HK$17.15M (deposit + AVD stamp duty HK$1,646,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,957
−HK$6,373/mo
▼ 0.25% · 3.875%
HK$121,121
−HK$3,209/mo
Today · 4.125%
HK$124,330
baseline
▲ 0.50% · 4.625%
HK$130,884
+HK$6,554/mo
Deposit HK$15.50M · loan HK$23.25M · min. income ≈ HK$248,660/mo (50% DSR)
Upfront cash ≈ HK$17.15M (deposit + AVD stamp duty HK$1,646,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,702
−HK$7,757/mo
▼ 0.25% · 3.875%
HK$127,549
−HK$3,910/mo
Today · 4.125%
HK$131,459
baseline
▲ 0.50% · 4.625%
HK$139,458
+HK$7,999/mo
Deposit HK$11.62M · loan HK$27.12M · min. income ≈ HK$262,918/mo (50% DSR)
Upfront cash ≈ HK$13.27M (deposit + AVD stamp duty HK$1,646,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,617
−HK$7,435/mo
▼ 0.25% · 3.875%
HK$141,308
−HK$3,744/mo
Today · 4.125%
HK$145,052
baseline
▲ 0.50% · 4.625%
HK$152,698
+HK$7,646/mo
Deposit HK$11.62M · loan HK$27.12M · min. income ≈ HK$290,104/mo (50% DSR)
Upfront cash ≈ HK$13.27M (deposit + AVD stamp duty HK$1,646,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,045
−HK$9,974/mo
▼ 0.25% · 3.875%
HK$163,992
−HK$5,027/mo
Today · 4.125%
HK$169,019
baseline
▲ 0.50% · 4.625%
HK$179,303
+HK$10,284/mo
Deposit HK$3.87M · loan HK$34.87M · min. income ≈ HK$338,038/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$1,646,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,936
−HK$9,559/mo
▼ 0.25% · 3.875%
HK$181,681
−HK$4,814/mo
Today · 4.125%
HK$186,495
baseline
▲ 0.50% · 4.625%
HK$196,326
+HK$9,831/mo
Deposit HK$3.87M · loan HK$34.87M · min. income ≈ HK$372,990/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$1,646,845 · Scale 2, in force from 26 Feb 2026)