LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,361
−HK$5,541/mo
▼ 0.25% · 3.875%
HK$91,110
−HK$2,792/mo
Today · 4.125%
HK$93,902
baseline
▲ 0.50% · 4.625%
HK$99,616
+HK$5,714/mo
Deposit HK$19.38M · loan HK$19.38M · min. income ≈ HK$187,804/mo (50% DSR)
Upfront cash ≈ HK$21.02M (deposit + AVD stamp duty HK$1,646,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,301
−HK$5,311/mo
▼ 0.25% · 3.875%
HK$100,938
−HK$2,674/mo
Today · 4.125%
HK$103,612
baseline
▲ 0.50% · 4.625%
HK$109,074
+HK$5,462/mo
Deposit HK$19.38M · loan HK$19.38M · min. income ≈ HK$207,224/mo (50% DSR)
Upfront cash ≈ HK$21.02M (deposit + AVD stamp duty HK$1,646,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,034
−HK$6,649/mo
▼ 0.25% · 3.875%
HK$109,332
−HK$3,351/mo
Today · 4.125%
HK$112,683
baseline
▲ 0.50% · 4.625%
HK$119,539
+HK$6,856/mo
Deposit HK$15.50M · loan HK$23.25M · min. income ≈ HK$225,366/mo (50% DSR)
Upfront cash ≈ HK$17.15M (deposit + AVD stamp duty HK$1,646,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,961
−HK$6,373/mo
▼ 0.25% · 3.875%
HK$121,125
−HK$3,209/mo
Today · 4.125%
HK$124,334
baseline
▲ 0.50% · 4.625%
HK$130,888
+HK$6,554/mo
Deposit HK$15.50M · loan HK$23.25M · min. income ≈ HK$248,668/mo (50% DSR)
Upfront cash ≈ HK$17.15M (deposit + AVD stamp duty HK$1,646,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,706
−HK$7,757/mo
▼ 0.25% · 3.875%
HK$127,554
−HK$3,909/mo
Today · 4.125%
HK$131,463
baseline
▲ 0.50% · 4.625%
HK$139,463
+HK$8,000/mo
Deposit HK$11.63M · loan HK$27.13M · min. income ≈ HK$262,926/mo (50% DSR)
Upfront cash ≈ HK$13.27M (deposit + AVD stamp duty HK$1,646,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,622
−HK$7,435/mo
▼ 0.25% · 3.875%
HK$141,313
−HK$3,744/mo
Today · 4.125%
HK$145,057
baseline
▲ 0.50% · 4.625%
HK$152,703
+HK$7,646/mo
Deposit HK$11.63M · loan HK$27.13M · min. income ≈ HK$290,114/mo (50% DSR)
Upfront cash ≈ HK$13.27M (deposit + AVD stamp duty HK$1,646,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,050
−HK$9,974/mo
▼ 0.25% · 3.875%
HK$163,998
−HK$5,026/mo
Today · 4.125%
HK$169,024
baseline
▲ 0.50% · 4.625%
HK$179,309
+HK$10,285/mo
Deposit HK$3.88M · loan HK$34.88M · min. income ≈ HK$338,048/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$1,646,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,942
−HK$9,560/mo
▼ 0.25% · 3.875%
HK$181,688
−HK$4,814/mo
Today · 4.125%
HK$186,502
baseline
▲ 0.50% · 4.625%
HK$196,332
+HK$9,830/mo
Deposit HK$3.88M · loan HK$34.88M · min. income ≈ HK$373,004/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$1,646,902 · Scale 2, in force from 26 Feb 2026)