LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,364
−HK$5,541/mo
▼ 0.25% · 3.875%
HK$91,113
−HK$2,792/mo
Today · 4.125%
HK$93,905
baseline
▲ 0.50% · 4.625%
HK$99,619
+HK$5,714/mo
Deposit HK$19.38M · loan HK$19.38M · min. income ≈ HK$187,810/mo (50% DSR)
Upfront cash ≈ HK$21.02M (deposit + AVD stamp duty HK$1,646,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,304
−HK$5,311/mo
▼ 0.25% · 3.875%
HK$100,940
−HK$2,675/mo
Today · 4.125%
HK$103,615
baseline
▲ 0.50% · 4.625%
HK$109,077
+HK$5,462/mo
Deposit HK$19.38M · loan HK$19.38M · min. income ≈ HK$207,230/mo (50% DSR)
Upfront cash ≈ HK$21.02M (deposit + AVD stamp duty HK$1,646,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,037
−HK$6,649/mo
▼ 0.25% · 3.875%
HK$109,335
−HK$3,351/mo
Today · 4.125%
HK$112,686
baseline
▲ 0.50% · 4.625%
HK$119,543
+HK$6,857/mo
Deposit HK$15.50M · loan HK$23.25M · min. income ≈ HK$225,372/mo (50% DSR)
Upfront cash ≈ HK$17.15M (deposit + AVD stamp duty HK$1,646,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,965
−HK$6,373/mo
▼ 0.25% · 3.875%
HK$121,129
−HK$3,209/mo
Today · 4.125%
HK$124,338
baseline
▲ 0.50% · 4.625%
HK$130,892
+HK$6,554/mo
Deposit HK$15.50M · loan HK$23.25M · min. income ≈ HK$248,676/mo (50% DSR)
Upfront cash ≈ HK$17.15M (deposit + AVD stamp duty HK$1,646,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,709
−HK$7,758/mo
▼ 0.25% · 3.875%
HK$127,558
−HK$3,909/mo
Today · 4.125%
HK$131,467
baseline
▲ 0.50% · 4.625%
HK$139,467
+HK$8,000/mo
Deposit HK$11.63M · loan HK$27.13M · min. income ≈ HK$262,934/mo (50% DSR)
Upfront cash ≈ HK$13.27M (deposit + AVD stamp duty HK$1,646,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,626
−HK$7,435/mo
▼ 0.25% · 3.875%
HK$141,317
−HK$3,744/mo
Today · 4.125%
HK$145,061
baseline
▲ 0.50% · 4.625%
HK$152,707
+HK$7,646/mo
Deposit HK$11.63M · loan HK$27.13M · min. income ≈ HK$290,122/mo (50% DSR)
Upfront cash ≈ HK$13.27M (deposit + AVD stamp duty HK$1,646,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,055
−HK$9,974/mo
▼ 0.25% · 3.875%
HK$164,003
−HK$5,026/mo
Today · 4.125%
HK$169,029
baseline
▲ 0.50% · 4.625%
HK$179,314
+HK$10,285/mo
Deposit HK$3.88M · loan HK$34.88M · min. income ≈ HK$338,058/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$1,646,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,947
−HK$9,560/mo
▼ 0.25% · 3.875%
HK$181,693
−HK$4,814/mo
Today · 4.125%
HK$186,507
baseline
▲ 0.50% · 4.625%
HK$196,338
+HK$9,831/mo
Deposit HK$3.88M · loan HK$34.88M · min. income ≈ HK$373,014/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$1,646,950 · Scale 2, in force from 26 Feb 2026)