LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,366
−HK$5,542/mo
▼ 0.25% · 3.875%
HK$91,115
−HK$2,793/mo
Today · 4.125%
HK$93,908
baseline
▲ 0.50% · 4.625%
HK$99,622
+HK$5,714/mo
Deposit HK$19.38M · loan HK$19.38M · min. income ≈ HK$187,816/mo (50% DSR)
Upfront cash ≈ HK$21.02M (deposit + AVD stamp duty HK$1,646,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,306
−HK$5,312/mo
▼ 0.25% · 3.875%
HK$100,943
−HK$2,675/mo
Today · 4.125%
HK$103,618
baseline
▲ 0.50% · 4.625%
HK$109,080
+HK$5,462/mo
Deposit HK$19.38M · loan HK$19.38M · min. income ≈ HK$207,236/mo (50% DSR)
Upfront cash ≈ HK$21.02M (deposit + AVD stamp duty HK$1,646,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,039
−HK$6,650/mo
▼ 0.25% · 3.875%
HK$109,338
−HK$3,351/mo
Today · 4.125%
HK$112,689
baseline
▲ 0.50% · 4.625%
HK$119,546
+HK$6,857/mo
Deposit HK$15.50M · loan HK$23.25M · min. income ≈ HK$225,378/mo (50% DSR)
Upfront cash ≈ HK$17.15M (deposit + AVD stamp duty HK$1,646,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,968
−HK$6,373/mo
▼ 0.25% · 3.875%
HK$121,132
−HK$3,209/mo
Today · 4.125%
HK$124,341
baseline
▲ 0.50% · 4.625%
HK$130,895
+HK$6,554/mo
Deposit HK$15.50M · loan HK$23.25M · min. income ≈ HK$248,682/mo (50% DSR)
Upfront cash ≈ HK$17.15M (deposit + AVD stamp duty HK$1,646,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,713
−HK$7,758/mo
▼ 0.25% · 3.875%
HK$127,561
−HK$3,910/mo
Today · 4.125%
HK$131,471
baseline
▲ 0.50% · 4.625%
HK$139,470
+HK$7,999/mo
Deposit HK$11.63M · loan HK$27.13M · min. income ≈ HK$262,942/mo (50% DSR)
Upfront cash ≈ HK$13.27M (deposit + AVD stamp duty HK$1,646,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,629
−HK$7,436/mo
▼ 0.25% · 3.875%
HK$141,320
−HK$3,745/mo
Today · 4.125%
HK$145,065
baseline
▲ 0.50% · 4.625%
HK$152,711
+HK$7,646/mo
Deposit HK$11.63M · loan HK$27.13M · min. income ≈ HK$290,130/mo (50% DSR)
Upfront cash ≈ HK$13.27M (deposit + AVD stamp duty HK$1,646,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,059
−HK$9,975/mo
▼ 0.25% · 3.875%
HK$164,007
−HK$5,027/mo
Today · 4.125%
HK$169,034
baseline
▲ 0.50% · 4.625%
HK$179,319
+HK$10,285/mo
Deposit HK$3.88M · loan HK$34.88M · min. income ≈ HK$338,068/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$1,646,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,952
−HK$9,560/mo
▼ 0.25% · 3.875%
HK$181,697
−HK$4,815/mo
Today · 4.125%
HK$186,512
baseline
▲ 0.50% · 4.625%
HK$196,343
+HK$9,831/mo
Deposit HK$3.88M · loan HK$34.88M · min. income ≈ HK$373,024/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$1,646,992 · Scale 2, in force from 26 Feb 2026)