LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,367
−HK$5,542/mo
▼ 0.25% · 3.875%
HK$91,116
−HK$2,793/mo
Today · 4.125%
HK$93,909
baseline
▲ 0.50% · 4.625%
HK$99,623
+HK$5,714/mo
Deposit HK$19.38M · loan HK$19.38M · min. income ≈ HK$187,818/mo (50% DSR)
Upfront cash ≈ HK$21.02M (deposit + AVD stamp duty HK$1,647,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,308
−HK$5,311/mo
▼ 0.25% · 3.875%
HK$100,944
−HK$2,675/mo
Today · 4.125%
HK$103,619
baseline
▲ 0.50% · 4.625%
HK$109,081
+HK$5,462/mo
Deposit HK$19.38M · loan HK$19.38M · min. income ≈ HK$207,238/mo (50% DSR)
Upfront cash ≈ HK$21.02M (deposit + AVD stamp duty HK$1,647,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,041
−HK$6,649/mo
▼ 0.25% · 3.875%
HK$109,339
−HK$3,351/mo
Today · 4.125%
HK$112,690
baseline
▲ 0.50% · 4.625%
HK$119,547
+HK$6,857/mo
Deposit HK$15.50M · loan HK$23.25M · min. income ≈ HK$225,380/mo (50% DSR)
Upfront cash ≈ HK$17.15M (deposit + AVD stamp duty HK$1,647,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,969
−HK$6,374/mo
▼ 0.25% · 3.875%
HK$121,133
−HK$3,210/mo
Today · 4.125%
HK$124,343
baseline
▲ 0.50% · 4.625%
HK$130,897
+HK$6,554/mo
Deposit HK$15.50M · loan HK$23.25M · min. income ≈ HK$248,686/mo (50% DSR)
Upfront cash ≈ HK$17.15M (deposit + AVD stamp duty HK$1,647,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,714
−HK$7,758/mo
▼ 0.25% · 3.875%
HK$127,562
−HK$3,910/mo
Today · 4.125%
HK$131,472
baseline
▲ 0.50% · 4.625%
HK$139,472
+HK$8,000/mo
Deposit HK$11.63M · loan HK$27.13M · min. income ≈ HK$262,944/mo (50% DSR)
Upfront cash ≈ HK$13.27M (deposit + AVD stamp duty HK$1,647,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,631
−HK$7,436/mo
▼ 0.25% · 3.875%
HK$141,322
−HK$3,745/mo
Today · 4.125%
HK$145,067
baseline
▲ 0.50% · 4.625%
HK$152,713
+HK$7,646/mo
Deposit HK$11.63M · loan HK$27.13M · min. income ≈ HK$290,134/mo (50% DSR)
Upfront cash ≈ HK$13.27M (deposit + AVD stamp duty HK$1,647,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,061
−HK$9,975/mo
▼ 0.25% · 3.875%
HK$164,009
−HK$5,027/mo
Today · 4.125%
HK$169,036
baseline
▲ 0.50% · 4.625%
HK$179,321
+HK$10,285/mo
Deposit HK$3.88M · loan HK$34.88M · min. income ≈ HK$338,072/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$1,647,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,954
−HK$9,560/mo
▼ 0.25% · 3.875%
HK$181,700
−HK$4,814/mo
Today · 4.125%
HK$186,514
baseline
▲ 0.50% · 4.625%
HK$196,346
+HK$9,832/mo
Deposit HK$3.88M · loan HK$34.88M · min. income ≈ HK$373,028/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$1,647,012 · Scale 2, in force from 26 Feb 2026)