LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,372
−HK$5,541/mo
▼ 0.25% · 3.875%
HK$91,120
−HK$2,793/mo
Today · 4.125%
HK$93,913
baseline
▲ 0.50% · 4.625%
HK$99,628
+HK$5,715/mo
Deposit HK$19.38M · loan HK$19.38M · min. income ≈ HK$187,826/mo (50% DSR)
Upfront cash ≈ HK$21.02M (deposit + AVD stamp duty HK$1,647,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,313
−HK$5,311/mo
▼ 0.25% · 3.875%
HK$100,949
−HK$2,675/mo
Today · 4.125%
HK$103,624
baseline
▲ 0.50% · 4.625%
HK$109,086
+HK$5,462/mo
Deposit HK$19.38M · loan HK$19.38M · min. income ≈ HK$207,248/mo (50% DSR)
Upfront cash ≈ HK$21.02M (deposit + AVD stamp duty HK$1,647,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,046
−HK$6,650/mo
▼ 0.25% · 3.875%
HK$109,345
−HK$3,351/mo
Today · 4.125%
HK$112,696
baseline
▲ 0.50% · 4.625%
HK$119,553
+HK$6,857/mo
Deposit HK$15.50M · loan HK$23.25M · min. income ≈ HK$225,392/mo (50% DSR)
Upfront cash ≈ HK$17.15M (deposit + AVD stamp duty HK$1,647,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,975
−HK$6,374/mo
▼ 0.25% · 3.875%
HK$121,139
−HK$3,210/mo
Today · 4.125%
HK$124,349
baseline
▲ 0.50% · 4.625%
HK$130,903
+HK$6,554/mo
Deposit HK$15.50M · loan HK$23.25M · min. income ≈ HK$248,698/mo (50% DSR)
Upfront cash ≈ HK$17.15M (deposit + AVD stamp duty HK$1,647,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,720
−HK$7,759/mo
▼ 0.25% · 3.875%
HK$127,569
−HK$3,910/mo
Today · 4.125%
HK$131,479
baseline
▲ 0.50% · 4.625%
HK$139,479
+HK$8,000/mo
Deposit HK$11.63M · loan HK$27.13M · min. income ≈ HK$262,958/mo (50% DSR)
Upfront cash ≈ HK$13.27M (deposit + AVD stamp duty HK$1,647,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,638
−HK$7,436/mo
▼ 0.25% · 3.875%
HK$141,329
−HK$3,745/mo
Today · 4.125%
HK$145,074
baseline
▲ 0.50% · 4.625%
HK$152,721
+HK$7,647/mo
Deposit HK$11.63M · loan HK$27.13M · min. income ≈ HK$290,148/mo (50% DSR)
Upfront cash ≈ HK$13.27M (deposit + AVD stamp duty HK$1,647,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,069
−HK$9,975/mo
▼ 0.25% · 3.875%
HK$164,017
−HK$5,027/mo
Today · 4.125%
HK$169,044
baseline
▲ 0.50% · 4.625%
HK$179,330
+HK$10,286/mo
Deposit HK$3.88M · loan HK$34.88M · min. income ≈ HK$338,088/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$1,647,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,963
−HK$9,560/mo
▼ 0.25% · 3.875%
HK$181,709
−HK$4,814/mo
Today · 4.125%
HK$186,523
baseline
▲ 0.50% · 4.625%
HK$196,355
+HK$9,832/mo
Deposit HK$3.88M · loan HK$34.88M · min. income ≈ HK$373,046/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$1,647,093 · Scale 2, in force from 26 Feb 2026)