LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,378
−HK$5,542/mo
▼ 0.25% · 3.875%
HK$91,127
−HK$2,793/mo
Today · 4.125%
HK$93,920
baseline
▲ 0.50% · 4.625%
HK$99,635
+HK$5,715/mo
Deposit HK$19.38M · loan HK$19.38M · min. income ≈ HK$187,840/mo (50% DSR)
Upfront cash ≈ HK$21.03M (deposit + AVD stamp duty HK$1,647,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,320
−HK$5,312/mo
▼ 0.25% · 3.875%
HK$100,956
−HK$2,676/mo
Today · 4.125%
HK$103,632
baseline
▲ 0.50% · 4.625%
HK$109,094
+HK$5,462/mo
Deposit HK$19.38M · loan HK$19.38M · min. income ≈ HK$207,264/mo (50% DSR)
Upfront cash ≈ HK$21.03M (deposit + AVD stamp duty HK$1,647,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,054
−HK$6,650/mo
▼ 0.25% · 3.875%
HK$109,352
−HK$3,352/mo
Today · 4.125%
HK$112,704
baseline
▲ 0.50% · 4.625%
HK$119,562
+HK$6,858/mo
Deposit HK$15.50M · loan HK$23.25M · min. income ≈ HK$225,408/mo (50% DSR)
Upfront cash ≈ HK$17.15M (deposit + AVD stamp duty HK$1,647,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,984
−HK$6,374/mo
▼ 0.25% · 3.875%
HK$121,148
−HK$3,210/mo
Today · 4.125%
HK$124,358
baseline
▲ 0.50% · 4.625%
HK$130,913
+HK$6,555/mo
Deposit HK$15.50M · loan HK$23.25M · min. income ≈ HK$248,716/mo (50% DSR)
Upfront cash ≈ HK$17.15M (deposit + AVD stamp duty HK$1,647,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,729
−HK$7,759/mo
▼ 0.25% · 3.875%
HK$127,578
−HK$3,910/mo
Today · 4.125%
HK$131,488
baseline
▲ 0.50% · 4.625%
HK$139,489
+HK$8,001/mo
Deposit HK$11.63M · loan HK$27.13M · min. income ≈ HK$262,976/mo (50% DSR)
Upfront cash ≈ HK$13.27M (deposit + AVD stamp duty HK$1,647,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,647
−HK$7,437/mo
▼ 0.25% · 3.875%
HK$141,339
−HK$3,745/mo
Today · 4.125%
HK$145,084
baseline
▲ 0.50% · 4.625%
HK$152,732
+HK$7,648/mo
Deposit HK$11.63M · loan HK$27.13M · min. income ≈ HK$290,168/mo (50% DSR)
Upfront cash ≈ HK$13.27M (deposit + AVD stamp duty HK$1,647,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,080
−HK$9,976/mo
▼ 0.25% · 3.875%
HK$164,029
−HK$5,027/mo
Today · 4.125%
HK$169,056
baseline
▲ 0.50% · 4.625%
HK$179,343
+HK$10,287/mo
Deposit HK$3.88M · loan HK$34.88M · min. income ≈ HK$338,112/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$1,647,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,975
−HK$9,562/mo
▼ 0.25% · 3.875%
HK$181,722
−HK$4,815/mo
Today · 4.125%
HK$186,537
baseline
▲ 0.50% · 4.625%
HK$196,369
+HK$9,832/mo
Deposit HK$3.88M · loan HK$34.88M · min. income ≈ HK$373,074/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$1,647,212 · Scale 2, in force from 26 Feb 2026)