LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,383
−HK$5,542/mo
▼ 0.25% · 3.875%
HK$91,132
−HK$2,793/mo
Today · 4.125%
HK$93,925
baseline
▲ 0.50% · 4.625%
HK$99,640
+HK$5,715/mo
Deposit HK$19.38M · loan HK$19.38M · min. income ≈ HK$187,850/mo (50% DSR)
Upfront cash ≈ HK$21.03M (deposit + AVD stamp duty HK$1,647,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,325
−HK$5,312/mo
▼ 0.25% · 3.875%
HK$100,962
−HK$2,675/mo
Today · 4.125%
HK$103,637
baseline
▲ 0.50% · 4.625%
HK$109,100
+HK$5,463/mo
Deposit HK$19.38M · loan HK$19.38M · min. income ≈ HK$207,274/mo (50% DSR)
Upfront cash ≈ HK$21.03M (deposit + AVD stamp duty HK$1,647,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,059
−HK$6,651/mo
▼ 0.25% · 3.875%
HK$109,358
−HK$3,352/mo
Today · 4.125%
HK$112,710
baseline
▲ 0.50% · 4.625%
HK$119,568
+HK$6,858/mo
Deposit HK$15.50M · loan HK$23.26M · min. income ≈ HK$225,420/mo (50% DSR)
Upfront cash ≈ HK$17.15M (deposit + AVD stamp duty HK$1,647,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,990
−HK$6,374/mo
▼ 0.25% · 3.875%
HK$121,154
−HK$3,210/mo
Today · 4.125%
HK$124,364
baseline
▲ 0.50% · 4.625%
HK$130,920
+HK$6,556/mo
Deposit HK$15.50M · loan HK$23.26M · min. income ≈ HK$248,728/mo (50% DSR)
Upfront cash ≈ HK$17.15M (deposit + AVD stamp duty HK$1,647,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,736
−HK$7,759/mo
▼ 0.25% · 3.875%
HK$127,584
−HK$3,911/mo
Today · 4.125%
HK$131,495
baseline
▲ 0.50% · 4.625%
HK$139,496
+HK$8,001/mo
Deposit HK$11.63M · loan HK$27.13M · min. income ≈ HK$262,990/mo (50% DSR)
Upfront cash ≈ HK$13.28M (deposit + AVD stamp duty HK$1,647,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,655
−HK$7,437/mo
▼ 0.25% · 3.875%
HK$141,346
−HK$3,746/mo
Today · 4.125%
HK$145,092
baseline
▲ 0.50% · 4.625%
HK$152,740
+HK$7,648/mo
Deposit HK$11.63M · loan HK$27.13M · min. income ≈ HK$290,184/mo (50% DSR)
Upfront cash ≈ HK$13.28M (deposit + AVD stamp duty HK$1,647,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,089
−HK$9,976/mo
▼ 0.25% · 3.875%
HK$164,037
−HK$5,028/mo
Today · 4.125%
HK$169,065
baseline
▲ 0.50% · 4.625%
HK$179,352
+HK$10,287/mo
Deposit HK$3.88M · loan HK$34.88M · min. income ≈ HK$338,130/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$1,647,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,984
−HK$9,562/mo
▼ 0.25% · 3.875%
HK$181,731
−HK$4,815/mo
Today · 4.125%
HK$186,546
baseline
▲ 0.50% · 4.625%
HK$196,379
+HK$9,833/mo
Deposit HK$3.88M · loan HK$34.88M · min. income ≈ HK$373,092/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$1,647,297 · Scale 2, in force from 26 Feb 2026)