LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,389
−HK$5,543/mo
▼ 0.25% · 3.875%
HK$91,139
−HK$2,793/mo
Today · 4.125%
HK$93,932
baseline
▲ 0.50% · 4.625%
HK$99,648
+HK$5,716/mo
Deposit HK$19.38M · loan HK$19.38M · min. income ≈ HK$187,864/mo (50% DSR)
Upfront cash ≈ HK$21.03M (deposit + AVD stamp duty HK$1,647,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,332
−HK$5,313/mo
▼ 0.25% · 3.875%
HK$100,969
−HK$2,676/mo
Today · 4.125%
HK$103,645
baseline
▲ 0.50% · 4.625%
HK$109,108
+HK$5,463/mo
Deposit HK$19.38M · loan HK$19.38M · min. income ≈ HK$207,290/mo (50% DSR)
Upfront cash ≈ HK$21.03M (deposit + AVD stamp duty HK$1,647,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,067
−HK$6,651/mo
▼ 0.25% · 3.875%
HK$109,366
−HK$3,352/mo
Today · 4.125%
HK$112,718
baseline
▲ 0.50% · 4.625%
HK$119,577
+HK$6,859/mo
Deposit HK$15.51M · loan HK$23.26M · min. income ≈ HK$225,436/mo (50% DSR)
Upfront cash ≈ HK$17.15M (deposit + AVD stamp duty HK$1,647,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,999
−HK$6,375/mo
▼ 0.25% · 3.875%
HK$121,163
−HK$3,211/mo
Today · 4.125%
HK$124,374
baseline
▲ 0.50% · 4.625%
HK$130,929
+HK$6,555/mo
Deposit HK$15.51M · loan HK$23.26M · min. income ≈ HK$248,748/mo (50% DSR)
Upfront cash ≈ HK$17.15M (deposit + AVD stamp duty HK$1,647,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,745
−HK$7,760/mo
▼ 0.25% · 3.875%
HK$127,594
−HK$3,911/mo
Today · 4.125%
HK$131,505
baseline
▲ 0.50% · 4.625%
HK$139,507
+HK$8,002/mo
Deposit HK$11.63M · loan HK$27.13M · min. income ≈ HK$263,010/mo (50% DSR)
Upfront cash ≈ HK$13.28M (deposit + AVD stamp duty HK$1,647,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,665
−HK$7,438/mo
▼ 0.25% · 3.875%
HK$141,357
−HK$3,746/mo
Today · 4.125%
HK$145,103
baseline
▲ 0.50% · 4.625%
HK$152,751
+HK$7,648/mo
Deposit HK$11.63M · loan HK$27.13M · min. income ≈ HK$290,206/mo (50% DSR)
Upfront cash ≈ HK$13.28M (deposit + AVD stamp duty HK$1,647,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,101
−HK$9,977/mo
▼ 0.25% · 3.875%
HK$164,049
−HK$5,029/mo
Today · 4.125%
HK$169,078
baseline
▲ 0.50% · 4.625%
HK$179,366
+HK$10,288/mo
Deposit HK$3.88M · loan HK$34.89M · min. income ≈ HK$338,156/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$1,647,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,998
−HK$9,562/mo
▼ 0.25% · 3.875%
HK$181,745
−HK$4,815/mo
Today · 4.125%
HK$186,560
baseline
▲ 0.50% · 4.625%
HK$196,394
+HK$9,834/mo
Deposit HK$3.88M · loan HK$34.89M · min. income ≈ HK$373,120/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$1,647,421 · Scale 2, in force from 26 Feb 2026)