LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,391
−HK$5,543/mo
▼ 0.25% · 3.875%
HK$91,141
−HK$2,793/mo
Today · 4.125%
HK$93,934
baseline
▲ 0.50% · 4.625%
HK$99,650
+HK$5,716/mo
Deposit HK$19.38M · loan HK$19.38M · min. income ≈ HK$187,868/mo (50% DSR)
Upfront cash ≈ HK$21.03M (deposit + AVD stamp duty HK$1,647,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,334
−HK$5,313/mo
▼ 0.25% · 3.875%
HK$100,972
−HK$2,675/mo
Today · 4.125%
HK$103,647
baseline
▲ 0.50% · 4.625%
HK$109,110
+HK$5,463/mo
Deposit HK$19.38M · loan HK$19.38M · min. income ≈ HK$207,294/mo (50% DSR)
Upfront cash ≈ HK$21.03M (deposit + AVD stamp duty HK$1,647,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,069
−HK$6,652/mo
▼ 0.25% · 3.875%
HK$109,369
−HK$3,352/mo
Today · 4.125%
HK$112,721
baseline
▲ 0.50% · 4.625%
HK$119,580
+HK$6,859/mo
Deposit HK$15.51M · loan HK$23.26M · min. income ≈ HK$225,442/mo (50% DSR)
Upfront cash ≈ HK$17.15M (deposit + AVD stamp duty HK$1,647,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,001
−HK$6,375/mo
▼ 0.25% · 3.875%
HK$121,166
−HK$3,210/mo
Today · 4.125%
HK$124,376
baseline
▲ 0.50% · 4.625%
HK$130,933
+HK$6,557/mo
Deposit HK$15.51M · loan HK$23.26M · min. income ≈ HK$248,752/mo (50% DSR)
Upfront cash ≈ HK$17.15M (deposit + AVD stamp duty HK$1,647,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,748
−HK$7,760/mo
▼ 0.25% · 3.875%
HK$127,597
−HK$3,911/mo
Today · 4.125%
HK$131,508
baseline
▲ 0.50% · 4.625%
HK$139,510
+HK$8,002/mo
Deposit HK$11.63M · loan HK$27.13M · min. income ≈ HK$263,016/mo (50% DSR)
Upfront cash ≈ HK$13.28M (deposit + AVD stamp duty HK$1,647,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,668
−HK$7,438/mo
▼ 0.25% · 3.875%
HK$141,360
−HK$3,746/mo
Today · 4.125%
HK$145,106
baseline
▲ 0.50% · 4.625%
HK$152,755
+HK$7,649/mo
Deposit HK$11.63M · loan HK$27.13M · min. income ≈ HK$290,212/mo (50% DSR)
Upfront cash ≈ HK$13.28M (deposit + AVD stamp duty HK$1,647,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,104
−HK$9,977/mo
▼ 0.25% · 3.875%
HK$164,053
−HK$5,028/mo
Today · 4.125%
HK$169,081
baseline
▲ 0.50% · 4.625%
HK$179,370
+HK$10,289/mo
Deposit HK$3.88M · loan HK$34.89M · min. income ≈ HK$338,162/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$1,647,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,002
−HK$9,563/mo
▼ 0.25% · 3.875%
HK$181,749
−HK$4,816/mo
Today · 4.125%
HK$186,565
baseline
▲ 0.50% · 4.625%
HK$196,399
+HK$9,834/mo
Deposit HK$3.88M · loan HK$34.89M · min. income ≈ HK$373,130/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$1,647,459 · Scale 2, in force from 26 Feb 2026)