LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,393
−HK$5,543/mo
▼ 0.25% · 3.875%
HK$91,143
−HK$2,793/mo
Today · 4.125%
HK$93,936
baseline
▲ 0.50% · 4.625%
HK$99,652
+HK$5,716/mo
Deposit HK$19.38M · loan HK$19.38M · min. income ≈ HK$187,872/mo (50% DSR)
Upfront cash ≈ HK$21.03M (deposit + AVD stamp duty HK$1,647,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,336
−HK$5,313/mo
▼ 0.25% · 3.875%
HK$100,974
−HK$2,675/mo
Today · 4.125%
HK$103,649
baseline
▲ 0.50% · 4.625%
HK$109,113
+HK$5,464/mo
Deposit HK$19.38M · loan HK$19.38M · min. income ≈ HK$207,298/mo (50% DSR)
Upfront cash ≈ HK$21.03M (deposit + AVD stamp duty HK$1,647,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,072
−HK$6,651/mo
▼ 0.25% · 3.875%
HK$109,371
−HK$3,352/mo
Today · 4.125%
HK$112,723
baseline
▲ 0.50% · 4.625%
HK$119,582
+HK$6,859/mo
Deposit HK$15.51M · loan HK$23.26M · min. income ≈ HK$225,446/mo (50% DSR)
Upfront cash ≈ HK$17.15M (deposit + AVD stamp duty HK$1,647,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,004
−HK$6,375/mo
▼ 0.25% · 3.875%
HK$121,169
−HK$3,210/mo
Today · 4.125%
HK$124,379
baseline
▲ 0.50% · 4.625%
HK$130,935
+HK$6,556/mo
Deposit HK$15.51M · loan HK$23.26M · min. income ≈ HK$248,758/mo (50% DSR)
Upfront cash ≈ HK$17.15M (deposit + AVD stamp duty HK$1,647,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,750
−HK$7,761/mo
▼ 0.25% · 3.875%
HK$127,600
−HK$3,911/mo
Today · 4.125%
HK$131,511
baseline
▲ 0.50% · 4.625%
HK$139,513
+HK$8,002/mo
Deposit HK$11.63M · loan HK$27.14M · min. income ≈ HK$263,022/mo (50% DSR)
Upfront cash ≈ HK$13.28M (deposit + AVD stamp duty HK$1,647,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,671
−HK$7,438/mo
▼ 0.25% · 3.875%
HK$141,363
−HK$3,746/mo
Today · 4.125%
HK$145,109
baseline
▲ 0.50% · 4.625%
HK$152,758
+HK$7,649/mo
Deposit HK$11.63M · loan HK$27.14M · min. income ≈ HK$290,218/mo (50% DSR)
Upfront cash ≈ HK$13.28M (deposit + AVD stamp duty HK$1,647,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,108
−HK$9,977/mo
▼ 0.25% · 3.875%
HK$164,057
−HK$5,028/mo
Today · 4.125%
HK$169,085
baseline
▲ 0.50% · 4.625%
HK$179,373
+HK$10,288/mo
Deposit HK$3.88M · loan HK$34.89M · min. income ≈ HK$338,170/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$1,647,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,006
−HK$9,563/mo
▼ 0.25% · 3.875%
HK$181,753
−HK$4,816/mo
Today · 4.125%
HK$186,569
baseline
▲ 0.50% · 4.625%
HK$196,403
+HK$9,834/mo
Deposit HK$3.88M · loan HK$34.89M · min. income ≈ HK$373,138/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$1,647,494 · Scale 2, in force from 26 Feb 2026)