LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,397
−HK$5,543/mo
▼ 0.25% · 3.875%
HK$91,147
−HK$2,793/mo
Today · 4.125%
HK$93,940
baseline
▲ 0.50% · 4.625%
HK$99,657
+HK$5,717/mo
Deposit HK$19.38M · loan HK$19.38M · min. income ≈ HK$187,880/mo (50% DSR)
Upfront cash ≈ HK$21.03M (deposit + AVD stamp duty HK$1,647,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,341
−HK$5,313/mo
▼ 0.25% · 3.875%
HK$100,978
−HK$2,676/mo
Today · 4.125%
HK$103,654
baseline
▲ 0.50% · 4.625%
HK$109,118
+HK$5,464/mo
Deposit HK$19.38M · loan HK$19.38M · min. income ≈ HK$207,308/mo (50% DSR)
Upfront cash ≈ HK$21.03M (deposit + AVD stamp duty HK$1,647,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,077
−HK$6,652/mo
▼ 0.25% · 3.875%
HK$109,376
−HK$3,353/mo
Today · 4.125%
HK$112,729
baseline
▲ 0.50% · 4.625%
HK$119,588
+HK$6,859/mo
Deposit HK$15.51M · loan HK$23.26M · min. income ≈ HK$225,458/mo (50% DSR)
Upfront cash ≈ HK$17.15M (deposit + AVD stamp duty HK$1,647,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,009
−HK$6,376/mo
▼ 0.25% · 3.875%
HK$121,174
−HK$3,211/mo
Today · 4.125%
HK$124,385
baseline
▲ 0.50% · 4.625%
HK$130,941
+HK$6,556/mo
Deposit HK$15.51M · loan HK$23.26M · min. income ≈ HK$248,770/mo (50% DSR)
Upfront cash ≈ HK$17.15M (deposit + AVD stamp duty HK$1,647,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,756
−HK$7,761/mo
▼ 0.25% · 3.875%
HK$127,606
−HK$3,911/mo
Today · 4.125%
HK$131,517
baseline
▲ 0.50% · 4.625%
HK$139,519
+HK$8,002/mo
Deposit HK$11.63M · loan HK$27.14M · min. income ≈ HK$263,034/mo (50% DSR)
Upfront cash ≈ HK$13.28M (deposit + AVD stamp duty HK$1,647,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,677
−HK$7,439/mo
▼ 0.25% · 3.875%
HK$141,370
−HK$3,746/mo
Today · 4.125%
HK$145,116
baseline
▲ 0.50% · 4.625%
HK$152,765
+HK$7,649/mo
Deposit HK$11.63M · loan HK$27.14M · min. income ≈ HK$290,232/mo (50% DSR)
Upfront cash ≈ HK$13.28M (deposit + AVD stamp duty HK$1,647,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,115
−HK$9,978/mo
▼ 0.25% · 3.875%
HK$164,064
−HK$5,029/mo
Today · 4.125%
HK$169,093
baseline
▲ 0.50% · 4.625%
HK$179,382
+HK$10,289/mo
Deposit HK$3.88M · loan HK$34.89M · min. income ≈ HK$338,186/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$1,647,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,014
−HK$9,563/mo
▼ 0.25% · 3.875%
HK$181,761
−HK$4,816/mo
Today · 4.125%
HK$186,577
baseline
▲ 0.50% · 4.625%
HK$196,412
+HK$9,835/mo
Deposit HK$3.88M · loan HK$34.89M · min. income ≈ HK$373,154/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$1,647,570 · Scale 2, in force from 26 Feb 2026)