LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,399
−HK$5,543/mo
▼ 0.25% · 3.875%
HK$91,149
−HK$2,793/mo
Today · 4.125%
HK$93,942
baseline
▲ 0.50% · 4.625%
HK$99,658
+HK$5,716/mo
Deposit HK$19.38M · loan HK$19.38M · min. income ≈ HK$187,884/mo (50% DSR)
Upfront cash ≈ HK$21.03M (deposit + AVD stamp duty HK$1,647,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,343
−HK$5,313/mo
▼ 0.25% · 3.875%
HK$100,980
−HK$2,676/mo
Today · 4.125%
HK$103,656
baseline
▲ 0.50% · 4.625%
HK$109,120
+HK$5,464/mo
Deposit HK$19.38M · loan HK$19.38M · min. income ≈ HK$207,312/mo (50% DSR)
Upfront cash ≈ HK$21.03M (deposit + AVD stamp duty HK$1,647,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,079
−HK$6,652/mo
▼ 0.25% · 3.875%
HK$109,378
−HK$3,353/mo
Today · 4.125%
HK$112,731
baseline
▲ 0.50% · 4.625%
HK$119,590
+HK$6,859/mo
Deposit HK$15.51M · loan HK$23.26M · min. income ≈ HK$225,462/mo (50% DSR)
Upfront cash ≈ HK$17.15M (deposit + AVD stamp duty HK$1,647,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,011
−HK$6,376/mo
▼ 0.25% · 3.875%
HK$121,176
−HK$3,211/mo
Today · 4.125%
HK$124,387
baseline
▲ 0.50% · 4.625%
HK$130,944
+HK$6,557/mo
Deposit HK$15.51M · loan HK$23.26M · min. income ≈ HK$248,774/mo (50% DSR)
Upfront cash ≈ HK$17.15M (deposit + AVD stamp duty HK$1,647,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,758
−HK$7,761/mo
▼ 0.25% · 3.875%
HK$127,608
−HK$3,911/mo
Today · 4.125%
HK$131,519
baseline
▲ 0.50% · 4.625%
HK$139,522
+HK$8,003/mo
Deposit HK$11.63M · loan HK$27.14M · min. income ≈ HK$263,038/mo (50% DSR)
Upfront cash ≈ HK$13.28M (deposit + AVD stamp duty HK$1,647,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,680
−HK$7,438/mo
▼ 0.25% · 3.875%
HK$141,373
−HK$3,745/mo
Today · 4.125%
HK$145,118
baseline
▲ 0.50% · 4.625%
HK$152,768
+HK$7,650/mo
Deposit HK$11.63M · loan HK$27.14M · min. income ≈ HK$290,236/mo (50% DSR)
Upfront cash ≈ HK$13.28M (deposit + AVD stamp duty HK$1,647,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,118
−HK$9,978/mo
▼ 0.25% · 3.875%
HK$164,067
−HK$5,029/mo
Today · 4.125%
HK$169,096
baseline
▲ 0.50% · 4.625%
HK$179,385
+HK$10,289/mo
Deposit HK$3.88M · loan HK$34.89M · min. income ≈ HK$338,192/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$1,647,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,017
−HK$9,564/mo
▼ 0.25% · 3.875%
HK$181,765
−HK$4,816/mo
Today · 4.125%
HK$186,581
baseline
▲ 0.50% · 4.625%
HK$196,416
+HK$9,835/mo
Deposit HK$3.88M · loan HK$34.89M · min. income ≈ HK$373,162/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$1,647,601 · Scale 2, in force from 26 Feb 2026)