LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,400
−HK$5,543/mo
▼ 0.25% · 3.875%
HK$91,150
−HK$2,793/mo
Today · 4.125%
HK$93,943
baseline
▲ 0.50% · 4.625%
HK$99,660
+HK$5,717/mo
Deposit HK$19.38M · loan HK$19.38M · min. income ≈ HK$187,886/mo (50% DSR)
Upfront cash ≈ HK$21.03M (deposit + AVD stamp duty HK$1,647,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,344
−HK$5,313/mo
▼ 0.25% · 3.875%
HK$100,982
−HK$2,675/mo
Today · 4.125%
HK$103,657
baseline
▲ 0.50% · 4.625%
HK$109,121
+HK$5,464/mo
Deposit HK$19.38M · loan HK$19.38M · min. income ≈ HK$207,314/mo (50% DSR)
Upfront cash ≈ HK$21.03M (deposit + AVD stamp duty HK$1,647,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,080
−HK$6,652/mo
▼ 0.25% · 3.875%
HK$109,380
−HK$3,352/mo
Today · 4.125%
HK$112,732
baseline
▲ 0.50% · 4.625%
HK$119,591
+HK$6,859/mo
Deposit HK$15.51M · loan HK$23.26M · min. income ≈ HK$225,464/mo (50% DSR)
Upfront cash ≈ HK$17.15M (deposit + AVD stamp duty HK$1,647,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,013
−HK$6,376/mo
▼ 0.25% · 3.875%
HK$121,178
−HK$3,211/mo
Today · 4.125%
HK$124,389
baseline
▲ 0.50% · 4.625%
HK$130,945
+HK$6,556/mo
Deposit HK$15.51M · loan HK$23.26M · min. income ≈ HK$248,778/mo (50% DSR)
Upfront cash ≈ HK$17.15M (deposit + AVD stamp duty HK$1,647,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,760
−HK$7,761/mo
▼ 0.25% · 3.875%
HK$127,609
−HK$3,912/mo
Today · 4.125%
HK$131,521
baseline
▲ 0.50% · 4.625%
HK$139,523
+HK$8,002/mo
Deposit HK$11.63M · loan HK$27.14M · min. income ≈ HK$263,042/mo (50% DSR)
Upfront cash ≈ HK$13.28M (deposit + AVD stamp duty HK$1,647,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,682
−HK$7,438/mo
▼ 0.25% · 3.875%
HK$141,374
−HK$3,746/mo
Today · 4.125%
HK$145,120
baseline
▲ 0.50% · 4.625%
HK$152,770
+HK$7,650/mo
Deposit HK$11.63M · loan HK$27.14M · min. income ≈ HK$290,240/mo (50% DSR)
Upfront cash ≈ HK$13.28M (deposit + AVD stamp duty HK$1,647,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,120
−HK$9,978/mo
▼ 0.25% · 3.875%
HK$164,069
−HK$5,029/mo
Today · 4.125%
HK$169,098
baseline
▲ 0.50% · 4.625%
HK$179,387
+HK$10,289/mo
Deposit HK$3.88M · loan HK$34.89M · min. income ≈ HK$338,196/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$1,647,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,019
−HK$9,564/mo
▼ 0.25% · 3.875%
HK$181,767
−HK$4,816/mo
Today · 4.125%
HK$186,583
baseline
▲ 0.50% · 4.625%
HK$196,418
+HK$9,835/mo
Deposit HK$3.88M · loan HK$34.89M · min. income ≈ HK$373,166/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$1,647,620 · Scale 2, in force from 26 Feb 2026)