LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,401
−HK$5,543/mo
▼ 0.25% · 3.875%
HK$91,151
−HK$2,793/mo
Today · 4.125%
HK$93,944
baseline
▲ 0.50% · 4.625%
HK$99,661
+HK$5,717/mo
Deposit HK$19.38M · loan HK$19.38M · min. income ≈ HK$187,888/mo (50% DSR)
Upfront cash ≈ HK$21.03M (deposit + AVD stamp duty HK$1,647,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,345
−HK$5,313/mo
▼ 0.25% · 3.875%
HK$100,983
−HK$2,675/mo
Today · 4.125%
HK$103,658
baseline
▲ 0.50% · 4.625%
HK$109,122
+HK$5,464/mo
Deposit HK$19.38M · loan HK$19.38M · min. income ≈ HK$207,316/mo (50% DSR)
Upfront cash ≈ HK$21.03M (deposit + AVD stamp duty HK$1,647,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,081
−HK$6,652/mo
▼ 0.25% · 3.875%
HK$109,381
−HK$3,352/mo
Today · 4.125%
HK$112,733
baseline
▲ 0.50% · 4.625%
HK$119,593
+HK$6,860/mo
Deposit HK$15.51M · loan HK$23.26M · min. income ≈ HK$225,466/mo (50% DSR)
Upfront cash ≈ HK$17.15M (deposit + AVD stamp duty HK$1,647,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,014
−HK$6,376/mo
▼ 0.25% · 3.875%
HK$121,179
−HK$3,211/mo
Today · 4.125%
HK$124,390
baseline
▲ 0.50% · 4.625%
HK$130,947
+HK$6,557/mo
Deposit HK$15.51M · loan HK$23.26M · min. income ≈ HK$248,780/mo (50% DSR)
Upfront cash ≈ HK$17.15M (deposit + AVD stamp duty HK$1,647,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,761
−HK$7,761/mo
▼ 0.25% · 3.875%
HK$127,611
−HK$3,911/mo
Today · 4.125%
HK$131,522
baseline
▲ 0.50% · 4.625%
HK$139,525
+HK$8,003/mo
Deposit HK$11.63M · loan HK$27.14M · min. income ≈ HK$263,044/mo (50% DSR)
Upfront cash ≈ HK$13.28M (deposit + AVD stamp duty HK$1,647,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,683
−HK$7,439/mo
▼ 0.25% · 3.875%
HK$141,376
−HK$3,746/mo
Today · 4.125%
HK$145,122
baseline
▲ 0.50% · 4.625%
HK$152,771
+HK$7,649/mo
Deposit HK$11.63M · loan HK$27.14M · min. income ≈ HK$290,244/mo (50% DSR)
Upfront cash ≈ HK$13.28M (deposit + AVD stamp duty HK$1,647,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,122
−HK$9,978/mo
▼ 0.25% · 3.875%
HK$164,071
−HK$5,029/mo
Today · 4.125%
HK$169,100
baseline
▲ 0.50% · 4.625%
HK$179,389
+HK$10,289/mo
Deposit HK$3.88M · loan HK$34.89M · min. income ≈ HK$338,200/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$1,647,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,021
−HK$9,564/mo
▼ 0.25% · 3.875%
HK$181,769
−HK$4,816/mo
Today · 4.125%
HK$186,585
baseline
▲ 0.50% · 4.625%
HK$196,420
+HK$9,835/mo
Deposit HK$3.88M · loan HK$34.89M · min. income ≈ HK$373,170/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$1,647,639 · Scale 2, in force from 26 Feb 2026)