LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,406
−HK$5,544/mo
▼ 0.25% · 3.875%
HK$91,156
−HK$2,794/mo
Today · 4.125%
HK$93,950
baseline
▲ 0.50% · 4.625%
HK$99,667
+HK$5,717/mo
Deposit HK$19.39M · loan HK$19.39M · min. income ≈ HK$187,900/mo (50% DSR)
Upfront cash ≈ HK$21.03M (deposit + AVD stamp duty HK$1,647,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,351
−HK$5,314/mo
▼ 0.25% · 3.875%
HK$100,989
−HK$2,676/mo
Today · 4.125%
HK$103,665
baseline
▲ 0.50% · 4.625%
HK$109,129
+HK$5,464/mo
Deposit HK$19.39M · loan HK$19.39M · min. income ≈ HK$207,330/mo (50% DSR)
Upfront cash ≈ HK$21.03M (deposit + AVD stamp duty HK$1,647,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,088
−HK$6,652/mo
▼ 0.25% · 3.875%
HK$109,388
−HK$3,352/mo
Today · 4.125%
HK$112,740
baseline
▲ 0.50% · 4.625%
HK$119,600
+HK$6,860/mo
Deposit HK$15.51M · loan HK$23.26M · min. income ≈ HK$225,480/mo (50% DSR)
Upfront cash ≈ HK$17.16M (deposit + AVD stamp duty HK$1,647,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,022
−HK$6,376/mo
▼ 0.25% · 3.875%
HK$121,187
−HK$3,211/mo
Today · 4.125%
HK$124,398
baseline
▲ 0.50% · 4.625%
HK$130,955
+HK$6,557/mo
Deposit HK$15.51M · loan HK$23.26M · min. income ≈ HK$248,796/mo (50% DSR)
Upfront cash ≈ HK$17.16M (deposit + AVD stamp duty HK$1,647,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,769
−HK$7,761/mo
▼ 0.25% · 3.875%
HK$127,619
−HK$3,911/mo
Today · 4.125%
HK$131,530
baseline
▲ 0.50% · 4.625%
HK$139,534
+HK$8,004/mo
Deposit HK$11.63M · loan HK$27.14M · min. income ≈ HK$263,060/mo (50% DSR)
Upfront cash ≈ HK$13.28M (deposit + AVD stamp duty HK$1,647,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,692
−HK$7,439/mo
▼ 0.25% · 3.875%
HK$141,385
−HK$3,746/mo
Today · 4.125%
HK$145,131
baseline
▲ 0.50% · 4.625%
HK$152,781
+HK$7,650/mo
Deposit HK$11.63M · loan HK$27.14M · min. income ≈ HK$290,262/mo (50% DSR)
Upfront cash ≈ HK$13.28M (deposit + AVD stamp duty HK$1,647,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,132
−HK$9,979/mo
▼ 0.25% · 3.875%
HK$164,081
−HK$5,030/mo
Today · 4.125%
HK$169,111
baseline
▲ 0.50% · 4.625%
HK$179,400
+HK$10,289/mo
Deposit HK$3.88M · loan HK$34.89M · min. income ≈ HK$338,222/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$1,647,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,032
−HK$9,565/mo
▼ 0.25% · 3.875%
HK$181,780
−HK$4,817/mo
Today · 4.125%
HK$186,597
baseline
▲ 0.50% · 4.625%
HK$196,433
+HK$9,836/mo
Deposit HK$3.88M · loan HK$34.89M · min. income ≈ HK$373,194/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$1,647,742 · Scale 2, in force from 26 Feb 2026)