LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,409
−HK$5,544/mo
▼ 0.25% · 3.875%
HK$91,159
−HK$2,794/mo
Today · 4.125%
HK$93,953
baseline
▲ 0.50% · 4.625%
HK$99,670
+HK$5,717/mo
Deposit HK$19.39M · loan HK$19.39M · min. income ≈ HK$187,906/mo (50% DSR)
Upfront cash ≈ HK$21.03M (deposit + AVD stamp duty HK$1,647,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,354
−HK$5,314/mo
▼ 0.25% · 3.875%
HK$100,992
−HK$2,676/mo
Today · 4.125%
HK$103,668
baseline
▲ 0.50% · 4.625%
HK$109,132
+HK$5,464/mo
Deposit HK$19.39M · loan HK$19.39M · min. income ≈ HK$207,336/mo (50% DSR)
Upfront cash ≈ HK$21.03M (deposit + AVD stamp duty HK$1,647,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,091
−HK$6,653/mo
▼ 0.25% · 3.875%
HK$109,391
−HK$3,353/mo
Today · 4.125%
HK$112,744
baseline
▲ 0.50% · 4.625%
HK$119,604
+HK$6,860/mo
Deposit HK$15.51M · loan HK$23.26M · min. income ≈ HK$225,488/mo (50% DSR)
Upfront cash ≈ HK$17.16M (deposit + AVD stamp duty HK$1,647,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,025
−HK$6,376/mo
▼ 0.25% · 3.875%
HK$121,190
−HK$3,211/mo
Today · 4.125%
HK$124,401
baseline
▲ 0.50% · 4.625%
HK$130,959
+HK$6,558/mo
Deposit HK$15.51M · loan HK$23.26M · min. income ≈ HK$248,802/mo (50% DSR)
Upfront cash ≈ HK$17.16M (deposit + AVD stamp duty HK$1,647,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,773
−HK$7,761/mo
▼ 0.25% · 3.875%
HK$127,623
−HK$3,911/mo
Today · 4.125%
HK$131,534
baseline
▲ 0.50% · 4.625%
HK$139,538
+HK$8,004/mo
Deposit HK$11.63M · loan HK$27.14M · min. income ≈ HK$263,068/mo (50% DSR)
Upfront cash ≈ HK$13.28M (deposit + AVD stamp duty HK$1,647,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,696
−HK$7,439/mo
▼ 0.25% · 3.875%
HK$141,389
−HK$3,746/mo
Today · 4.125%
HK$145,135
baseline
▲ 0.50% · 4.625%
HK$152,785
+HK$7,650/mo
Deposit HK$11.63M · loan HK$27.14M · min. income ≈ HK$290,270/mo (50% DSR)
Upfront cash ≈ HK$13.28M (deposit + AVD stamp duty HK$1,647,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,136
−HK$9,979/mo
▼ 0.25% · 3.875%
HK$164,086
−HK$5,029/mo
Today · 4.125%
HK$169,115
baseline
▲ 0.50% · 4.625%
HK$179,406
+HK$10,291/mo
Deposit HK$3.88M · loan HK$34.89M · min. income ≈ HK$338,230/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$1,647,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,037
−HK$9,565/mo
▼ 0.25% · 3.875%
HK$181,785
−HK$4,817/mo
Today · 4.125%
HK$186,602
baseline
▲ 0.50% · 4.625%
HK$196,438
+HK$9,836/mo
Deposit HK$3.88M · loan HK$34.89M · min. income ≈ HK$373,204/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$1,647,790 · Scale 2, in force from 26 Feb 2026)