LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,416
−HK$5,544/mo
▼ 0.25% · 3.875%
HK$91,166
−HK$2,794/mo
Today · 4.125%
HK$93,960
baseline
▲ 0.50% · 4.625%
HK$99,677
+HK$5,717/mo
Deposit HK$19.39M · loan HK$19.39M · min. income ≈ HK$187,920/mo (50% DSR)
Upfront cash ≈ HK$21.04M (deposit + AVD stamp duty HK$1,647,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,362
−HK$5,314/mo
▼ 0.25% · 3.875%
HK$101,000
−HK$2,676/mo
Today · 4.125%
HK$103,676
baseline
▲ 0.50% · 4.625%
HK$109,141
+HK$5,465/mo
Deposit HK$19.39M · loan HK$19.39M · min. income ≈ HK$207,352/mo (50% DSR)
Upfront cash ≈ HK$21.04M (deposit + AVD stamp duty HK$1,647,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,099
−HK$6,653/mo
▼ 0.25% · 3.875%
HK$109,399
−HK$3,353/mo
Today · 4.125%
HK$112,752
baseline
▲ 0.50% · 4.625%
HK$119,613
+HK$6,861/mo
Deposit HK$15.51M · loan HK$23.26M · min. income ≈ HK$225,504/mo (50% DSR)
Upfront cash ≈ HK$17.16M (deposit + AVD stamp duty HK$1,647,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,034
−HK$6,377/mo
▼ 0.25% · 3.875%
HK$121,199
−HK$3,212/mo
Today · 4.125%
HK$124,411
baseline
▲ 0.50% · 4.625%
HK$130,969
+HK$6,558/mo
Deposit HK$15.51M · loan HK$23.26M · min. income ≈ HK$248,822/mo (50% DSR)
Upfront cash ≈ HK$17.16M (deposit + AVD stamp duty HK$1,647,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,782
−HK$7,762/mo
▼ 0.25% · 3.875%
HK$127,632
−HK$3,912/mo
Today · 4.125%
HK$131,544
baseline
▲ 0.50% · 4.625%
HK$139,548
+HK$8,004/mo
Deposit HK$11.63M · loan HK$27.14M · min. income ≈ HK$263,088/mo (50% DSR)
Upfront cash ≈ HK$13.28M (deposit + AVD stamp duty HK$1,647,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,706
−HK$7,440/mo
▼ 0.25% · 3.875%
HK$141,399
−HK$3,747/mo
Today · 4.125%
HK$145,146
baseline
▲ 0.50% · 4.625%
HK$152,797
+HK$7,651/mo
Deposit HK$11.63M · loan HK$27.14M · min. income ≈ HK$290,292/mo (50% DSR)
Upfront cash ≈ HK$13.28M (deposit + AVD stamp duty HK$1,647,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,148
−HK$9,980/mo
▼ 0.25% · 3.875%
HK$164,099
−HK$5,029/mo
Today · 4.125%
HK$169,128
baseline
▲ 0.50% · 4.625%
HK$179,419
+HK$10,291/mo
Deposit HK$3.88M · loan HK$34.90M · min. income ≈ HK$338,256/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$1,647,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,051
−HK$9,565/mo
▼ 0.25% · 3.875%
HK$181,799
−HK$4,817/mo
Today · 4.125%
HK$186,616
baseline
▲ 0.50% · 4.625%
HK$196,453
+HK$9,837/mo
Deposit HK$3.88M · loan HK$34.90M · min. income ≈ HK$373,232/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$1,647,914 · Scale 2, in force from 26 Feb 2026)