LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,424
−HK$5,545/mo
▼ 0.25% · 3.875%
HK$91,175
−HK$2,794/mo
Today · 4.125%
HK$93,969
baseline
▲ 0.50% · 4.625%
HK$99,687
+HK$5,718/mo
Deposit HK$19.39M · loan HK$19.39M · min. income ≈ HK$187,938/mo (50% DSR)
Upfront cash ≈ HK$21.04M (deposit + AVD stamp duty HK$1,648,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,371
−HK$5,315/mo
▼ 0.25% · 3.875%
HK$101,009
−HK$2,677/mo
Today · 4.125%
HK$103,686
baseline
▲ 0.50% · 4.625%
HK$109,151
+HK$5,465/mo
Deposit HK$19.39M · loan HK$19.39M · min. income ≈ HK$207,372/mo (50% DSR)
Upfront cash ≈ HK$21.04M (deposit + AVD stamp duty HK$1,648,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,109
−HK$6,654/mo
▼ 0.25% · 3.875%
HK$109,409
−HK$3,354/mo
Today · 4.125%
HK$112,763
baseline
▲ 0.50% · 4.625%
HK$119,624
+HK$6,861/mo
Deposit HK$15.51M · loan HK$23.27M · min. income ≈ HK$225,526/mo (50% DSR)
Upfront cash ≈ HK$17.16M (deposit + AVD stamp duty HK$1,648,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,045
−HK$6,378/mo
▼ 0.25% · 3.875%
HK$121,211
−HK$3,212/mo
Today · 4.125%
HK$124,423
baseline
▲ 0.50% · 4.625%
HK$130,981
+HK$6,558/mo
Deposit HK$15.51M · loan HK$23.27M · min. income ≈ HK$248,846/mo (50% DSR)
Upfront cash ≈ HK$17.16M (deposit + AVD stamp duty HK$1,648,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,794
−HK$7,763/mo
▼ 0.25% · 3.875%
HK$127,644
−HK$3,913/mo
Today · 4.125%
HK$131,557
baseline
▲ 0.50% · 4.625%
HK$139,562
+HK$8,005/mo
Deposit HK$11.63M · loan HK$27.14M · min. income ≈ HK$263,114/mo (50% DSR)
Upfront cash ≈ HK$13.28M (deposit + AVD stamp duty HK$1,648,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,719
−HK$7,441/mo
▼ 0.25% · 3.875%
HK$141,413
−HK$3,747/mo
Today · 4.125%
HK$145,160
baseline
▲ 0.50% · 4.625%
HK$152,811
+HK$7,651/mo
Deposit HK$11.63M · loan HK$27.14M · min. income ≈ HK$290,320/mo (50% DSR)
Upfront cash ≈ HK$13.28M (deposit + AVD stamp duty HK$1,648,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,163
−HK$9,981/mo
▼ 0.25% · 3.875%
HK$164,114
−HK$5,030/mo
Today · 4.125%
HK$169,144
baseline
▲ 0.50% · 4.625%
HK$179,436
+HK$10,292/mo
Deposit HK$3.88M · loan HK$34.90M · min. income ≈ HK$338,288/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$1,648,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,068
−HK$9,566/mo
▼ 0.25% · 3.875%
HK$181,816
−HK$4,818/mo
Today · 4.125%
HK$186,634
baseline
▲ 0.50% · 4.625%
HK$196,472
+HK$9,838/mo
Deposit HK$3.88M · loan HK$34.90M · min. income ≈ HK$373,268/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$1,648,071 · Scale 2, in force from 26 Feb 2026)