LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,429
−HK$5,545/mo
▼ 0.25% · 3.875%
HK$91,180
−HK$2,794/mo
Today · 4.125%
HK$93,974
baseline
▲ 0.50% · 4.625%
HK$99,692
+HK$5,718/mo
Deposit HK$19.39M · loan HK$19.39M · min. income ≈ HK$187,948/mo (50% DSR)
Upfront cash ≈ HK$21.04M (deposit + AVD stamp duty HK$1,648,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,376
−HK$5,315/mo
▼ 0.25% · 3.875%
HK$101,015
−HK$2,676/mo
Today · 4.125%
HK$103,691
baseline
▲ 0.50% · 4.625%
HK$109,157
+HK$5,466/mo
Deposit HK$19.39M · loan HK$19.39M · min. income ≈ HK$207,382/mo (50% DSR)
Upfront cash ≈ HK$21.04M (deposit + AVD stamp duty HK$1,648,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,115
−HK$6,654/mo
▼ 0.25% · 3.875%
HK$109,415
−HK$3,354/mo
Today · 4.125%
HK$112,769
baseline
▲ 0.50% · 4.625%
HK$119,631
+HK$6,862/mo
Deposit HK$15.51M · loan HK$23.27M · min. income ≈ HK$225,538/mo (50% DSR)
Upfront cash ≈ HK$17.16M (deposit + AVD stamp duty HK$1,648,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,052
−HK$6,378/mo
▼ 0.25% · 3.875%
HK$121,218
−HK$3,212/mo
Today · 4.125%
HK$124,430
baseline
▲ 0.50% · 4.625%
HK$130,988
+HK$6,558/mo
Deposit HK$15.51M · loan HK$23.27M · min. income ≈ HK$248,860/mo (50% DSR)
Upfront cash ≈ HK$17.16M (deposit + AVD stamp duty HK$1,648,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,800
−HK$7,764/mo
▼ 0.25% · 3.875%
HK$127,651
−HK$3,913/mo
Today · 4.125%
HK$131,564
baseline
▲ 0.50% · 4.625%
HK$139,569
+HK$8,005/mo
Deposit HK$11.63M · loan HK$27.15M · min. income ≈ HK$263,128/mo (50% DSR)
Upfront cash ≈ HK$13.28M (deposit + AVD stamp duty HK$1,648,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,727
−HK$7,441/mo
▼ 0.25% · 3.875%
HK$141,421
−HK$3,747/mo
Today · 4.125%
HK$145,168
baseline
▲ 0.50% · 4.625%
HK$152,820
+HK$7,652/mo
Deposit HK$11.63M · loan HK$27.15M · min. income ≈ HK$290,336/mo (50% DSR)
Upfront cash ≈ HK$13.28M (deposit + AVD stamp duty HK$1,648,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,172
−HK$9,982/mo
▼ 0.25% · 3.875%
HK$164,123
−HK$5,031/mo
Today · 4.125%
HK$169,154
baseline
▲ 0.50% · 4.625%
HK$179,446
+HK$10,292/mo
Deposit HK$3.88M · loan HK$34.90M · min. income ≈ HK$338,308/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$1,648,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,077
−HK$9,567/mo
▼ 0.25% · 3.875%
HK$181,826
−HK$4,818/mo
Today · 4.125%
HK$186,644
baseline
▲ 0.50% · 4.625%
HK$196,483
+HK$9,839/mo
Deposit HK$3.88M · loan HK$34.90M · min. income ≈ HK$373,288/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$1,648,161 · Scale 2, in force from 26 Feb 2026)