LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,433
−HK$5,545/mo
▼ 0.25% · 3.875%
HK$91,183
−HK$2,795/mo
Today · 4.125%
HK$93,978
baseline
▲ 0.50% · 4.625%
HK$99,697
+HK$5,719/mo
Deposit HK$19.39M · loan HK$19.39M · min. income ≈ HK$187,956/mo (50% DSR)
Upfront cash ≈ HK$21.04M (deposit + AVD stamp duty HK$1,648,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,381
−HK$5,315/mo
▼ 0.25% · 3.875%
HK$101,019
−HK$2,677/mo
Today · 4.125%
HK$103,696
baseline
▲ 0.50% · 4.625%
HK$109,162
+HK$5,466/mo
Deposit HK$19.39M · loan HK$19.39M · min. income ≈ HK$207,392/mo (50% DSR)
Upfront cash ≈ HK$21.04M (deposit + AVD stamp duty HK$1,648,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,119
−HK$6,655/mo
▼ 0.25% · 3.875%
HK$109,420
−HK$3,354/mo
Today · 4.125%
HK$112,774
baseline
▲ 0.50% · 4.625%
HK$119,636
+HK$6,862/mo
Deposit HK$15.51M · loan HK$23.27M · min. income ≈ HK$225,548/mo (50% DSR)
Upfront cash ≈ HK$17.16M (deposit + AVD stamp duty HK$1,648,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,057
−HK$6,378/mo
▼ 0.25% · 3.875%
HK$121,223
−HK$3,212/mo
Today · 4.125%
HK$124,435
baseline
▲ 0.50% · 4.625%
HK$130,994
+HK$6,559/mo
Deposit HK$15.51M · loan HK$23.27M · min. income ≈ HK$248,870/mo (50% DSR)
Upfront cash ≈ HK$17.16M (deposit + AVD stamp duty HK$1,648,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,806
−HK$7,764/mo
▼ 0.25% · 3.875%
HK$127,657
−HK$3,913/mo
Today · 4.125%
HK$131,570
baseline
▲ 0.50% · 4.625%
HK$139,575
+HK$8,005/mo
Deposit HK$11.63M · loan HK$27.15M · min. income ≈ HK$263,140/mo (50% DSR)
Upfront cash ≈ HK$13.28M (deposit + AVD stamp duty HK$1,648,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,733
−HK$7,441/mo
▼ 0.25% · 3.875%
HK$141,427
−HK$3,747/mo
Today · 4.125%
HK$145,174
baseline
▲ 0.50% · 4.625%
HK$152,826
+HK$7,652/mo
Deposit HK$11.63M · loan HK$27.15M · min. income ≈ HK$290,348/mo (50% DSR)
Upfront cash ≈ HK$13.28M (deposit + AVD stamp duty HK$1,648,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,179
−HK$9,982/mo
▼ 0.25% · 3.875%
HK$164,130
−HK$5,031/mo
Today · 4.125%
HK$169,161
baseline
▲ 0.50% · 4.625%
HK$179,454
+HK$10,293/mo
Deposit HK$3.88M · loan HK$34.90M · min. income ≈ HK$338,322/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$1,648,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,085
−HK$9,567/mo
▼ 0.25% · 3.875%
HK$181,834
−HK$4,818/mo
Today · 4.125%
HK$186,652
baseline
▲ 0.50% · 4.625%
HK$196,491
+HK$9,839/mo
Deposit HK$3.88M · loan HK$34.90M · min. income ≈ HK$373,304/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$1,648,232 · Scale 2, in force from 26 Feb 2026)