LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,439
−HK$5,545/mo
▼ 0.25% · 3.875%
HK$91,189
−HK$2,795/mo
Today · 4.125%
HK$93,984
baseline
▲ 0.50% · 4.625%
HK$99,703
+HK$5,719/mo
Deposit HK$19.39M · loan HK$19.39M · min. income ≈ HK$187,968/mo (50% DSR)
Upfront cash ≈ HK$21.04M (deposit + AVD stamp duty HK$1,648,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,387
−HK$5,316/mo
▼ 0.25% · 3.875%
HK$101,026
−HK$2,677/mo
Today · 4.125%
HK$103,703
baseline
▲ 0.50% · 4.625%
HK$109,169
+HK$5,466/mo
Deposit HK$19.39M · loan HK$19.39M · min. income ≈ HK$207,406/mo (50% DSR)
Upfront cash ≈ HK$21.04M (deposit + AVD stamp duty HK$1,648,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,126
−HK$6,655/mo
▼ 0.25% · 3.875%
HK$109,427
−HK$3,354/mo
Today · 4.125%
HK$112,781
baseline
▲ 0.50% · 4.625%
HK$119,644
+HK$6,863/mo
Deposit HK$15.51M · loan HK$23.27M · min. income ≈ HK$225,562/mo (50% DSR)
Upfront cash ≈ HK$17.16M (deposit + AVD stamp duty HK$1,648,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,064
−HK$6,379/mo
▼ 0.25% · 3.875%
HK$121,231
−HK$3,212/mo
Today · 4.125%
HK$124,443
baseline
▲ 0.50% · 4.625%
HK$131,003
+HK$6,560/mo
Deposit HK$15.51M · loan HK$23.27M · min. income ≈ HK$248,886/mo (50% DSR)
Upfront cash ≈ HK$17.16M (deposit + AVD stamp duty HK$1,648,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,814
−HK$7,764/mo
▼ 0.25% · 3.875%
HK$127,665
−HK$3,913/mo
Today · 4.125%
HK$131,578
baseline
▲ 0.50% · 4.625%
HK$139,584
+HK$8,006/mo
Deposit HK$11.64M · loan HK$27.15M · min. income ≈ HK$263,156/mo (50% DSR)
Upfront cash ≈ HK$13.28M (deposit + AVD stamp duty HK$1,648,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,742
−HK$7,442/mo
▼ 0.25% · 3.875%
HK$141,436
−HK$3,748/mo
Today · 4.125%
HK$145,184
baseline
▲ 0.50% · 4.625%
HK$152,836
+HK$7,652/mo
Deposit HK$11.64M · loan HK$27.15M · min. income ≈ HK$290,368/mo (50% DSR)
Upfront cash ≈ HK$13.28M (deposit + AVD stamp duty HK$1,648,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,189
−HK$9,983/mo
▼ 0.25% · 3.875%
HK$164,141
−HK$5,031/mo
Today · 4.125%
HK$169,172
baseline
▲ 0.50% · 4.625%
HK$179,466
+HK$10,294/mo
Deposit HK$3.88M · loan HK$34.91M · min. income ≈ HK$338,344/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$1,648,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,097
−HK$9,568/mo
▼ 0.25% · 3.875%
HK$181,846
−HK$4,819/mo
Today · 4.125%
HK$186,665
baseline
▲ 0.50% · 4.625%
HK$196,504
+HK$9,839/mo
Deposit HK$3.88M · loan HK$34.91M · min. income ≈ HK$373,330/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$1,648,340 · Scale 2, in force from 26 Feb 2026)