LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,440
−HK$5,546/mo
▼ 0.25% · 3.875%
HK$91,191
−HK$2,795/mo
Today · 4.125%
HK$93,986
baseline
▲ 0.50% · 4.625%
HK$99,705
+HK$5,719/mo
Deposit HK$19.39M · loan HK$19.39M · min. income ≈ HK$187,972/mo (50% DSR)
Upfront cash ≈ HK$21.04M (deposit + AVD stamp duty HK$1,648,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,388
−HK$5,316/mo
▼ 0.25% · 3.875%
HK$101,027
−HK$2,677/mo
Today · 4.125%
HK$103,704
baseline
▲ 0.50% · 4.625%
HK$109,170
+HK$5,466/mo
Deposit HK$19.39M · loan HK$19.39M · min. income ≈ HK$207,408/mo (50% DSR)
Upfront cash ≈ HK$21.04M (deposit + AVD stamp duty HK$1,648,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,128
−HK$6,655/mo
▼ 0.25% · 3.875%
HK$109,429
−HK$3,354/mo
Today · 4.125%
HK$112,783
baseline
▲ 0.50% · 4.625%
HK$119,645
+HK$6,862/mo
Deposit HK$15.51M · loan HK$23.27M · min. income ≈ HK$225,566/mo (50% DSR)
Upfront cash ≈ HK$17.16M (deposit + AVD stamp duty HK$1,648,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,066
−HK$6,379/mo
▼ 0.25% · 3.875%
HK$121,233
−HK$3,212/mo
Today · 4.125%
HK$124,445
baseline
▲ 0.50% · 4.625%
HK$131,004
+HK$6,559/mo
Deposit HK$15.51M · loan HK$23.27M · min. income ≈ HK$248,890/mo (50% DSR)
Upfront cash ≈ HK$17.16M (deposit + AVD stamp duty HK$1,648,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,816
−HK$7,764/mo
▼ 0.25% · 3.875%
HK$127,667
−HK$3,913/mo
Today · 4.125%
HK$131,580
baseline
▲ 0.50% · 4.625%
HK$139,586
+HK$8,006/mo
Deposit HK$11.64M · loan HK$27.15M · min. income ≈ HK$263,160/mo (50% DSR)
Upfront cash ≈ HK$13.28M (deposit + AVD stamp duty HK$1,648,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,744
−HK$7,442/mo
▼ 0.25% · 3.875%
HK$141,438
−HK$3,748/mo
Today · 4.125%
HK$145,186
baseline
▲ 0.50% · 4.625%
HK$152,839
+HK$7,653/mo
Deposit HK$11.64M · loan HK$27.15M · min. income ≈ HK$290,372/mo (50% DSR)
Upfront cash ≈ HK$13.28M (deposit + AVD stamp duty HK$1,648,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,192
−HK$9,982/mo
▼ 0.25% · 3.875%
HK$164,143
−HK$5,031/mo
Today · 4.125%
HK$169,174
baseline
▲ 0.50% · 4.625%
HK$179,468
+HK$10,294/mo
Deposit HK$3.88M · loan HK$34.91M · min. income ≈ HK$338,348/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$1,648,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,099
−HK$9,568/mo
▼ 0.25% · 3.875%
HK$181,849
−HK$4,818/mo
Today · 4.125%
HK$186,667
baseline
▲ 0.50% · 4.625%
HK$196,507
+HK$9,840/mo
Deposit HK$3.88M · loan HK$34.91M · min. income ≈ HK$373,334/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$1,648,364 · Scale 2, in force from 26 Feb 2026)