LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,443
−HK$5,546/mo
▼ 0.25% · 3.875%
HK$91,194
−HK$2,795/mo
Today · 4.125%
HK$93,989
baseline
▲ 0.50% · 4.625%
HK$99,708
+HK$5,719/mo
Deposit HK$19.39M · loan HK$19.39M · min. income ≈ HK$187,978/mo (50% DSR)
Upfront cash ≈ HK$21.04M (deposit + AVD stamp duty HK$1,648,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,392
−HK$5,316/mo
▼ 0.25% · 3.875%
HK$101,031
−HK$2,677/mo
Today · 4.125%
HK$103,708
baseline
▲ 0.50% · 4.625%
HK$109,174
+HK$5,466/mo
Deposit HK$19.39M · loan HK$19.39M · min. income ≈ HK$207,416/mo (50% DSR)
Upfront cash ≈ HK$21.04M (deposit + AVD stamp duty HK$1,648,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,132
−HK$6,655/mo
▼ 0.25% · 3.875%
HK$109,433
−HK$3,354/mo
Today · 4.125%
HK$112,787
baseline
▲ 0.50% · 4.625%
HK$119,650
+HK$6,863/mo
Deposit HK$15.51M · loan HK$23.27M · min. income ≈ HK$225,574/mo (50% DSR)
Upfront cash ≈ HK$17.16M (deposit + AVD stamp duty HK$1,648,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,070
−HK$6,379/mo
▼ 0.25% · 3.875%
HK$121,237
−HK$3,212/mo
Today · 4.125%
HK$124,449
baseline
▲ 0.50% · 4.625%
HK$131,009
+HK$6,560/mo
Deposit HK$15.51M · loan HK$23.27M · min. income ≈ HK$248,898/mo (50% DSR)
Upfront cash ≈ HK$17.16M (deposit + AVD stamp duty HK$1,648,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,820
−HK$7,765/mo
▼ 0.25% · 3.875%
HK$127,672
−HK$3,913/mo
Today · 4.125%
HK$131,585
baseline
▲ 0.50% · 4.625%
HK$139,592
+HK$8,007/mo
Deposit HK$11.64M · loan HK$27.15M · min. income ≈ HK$263,170/mo (50% DSR)
Upfront cash ≈ HK$13.28M (deposit + AVD stamp duty HK$1,648,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,749
−HK$7,442/mo
▼ 0.25% · 3.875%
HK$141,443
−HK$3,748/mo
Today · 4.125%
HK$145,191
baseline
▲ 0.50% · 4.625%
HK$152,844
+HK$7,653/mo
Deposit HK$11.64M · loan HK$27.15M · min. income ≈ HK$290,382/mo (50% DSR)
Upfront cash ≈ HK$13.28M (deposit + AVD stamp duty HK$1,648,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,197
−HK$9,984/mo
▼ 0.25% · 3.875%
HK$164,149
−HK$5,032/mo
Today · 4.125%
HK$169,181
baseline
▲ 0.50% · 4.625%
HK$179,475
+HK$10,294/mo
Deposit HK$3.88M · loan HK$34.91M · min. income ≈ HK$338,362/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$1,648,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,106
−HK$9,568/mo
▼ 0.25% · 3.875%
HK$181,855
−HK$4,819/mo
Today · 4.125%
HK$186,674
baseline
▲ 0.50% · 4.625%
HK$196,514
+HK$9,840/mo
Deposit HK$3.88M · loan HK$34.91M · min. income ≈ HK$373,348/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$1,648,424 · Scale 2, in force from 26 Feb 2026)