LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,445
−HK$5,547/mo
▼ 0.25% · 3.875%
HK$91,197
−HK$2,795/mo
Today · 4.125%
HK$93,992
baseline
▲ 0.50% · 4.625%
HK$99,711
+HK$5,719/mo
Deposit HK$19.39M · loan HK$19.39M · min. income ≈ HK$187,984/mo (50% DSR)
Upfront cash ≈ HK$21.04M (deposit + AVD stamp duty HK$1,648,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,395
−HK$5,316/mo
▼ 0.25% · 3.875%
HK$101,034
−HK$2,677/mo
Today · 4.125%
HK$103,711
baseline
▲ 0.50% · 4.625%
HK$109,177
+HK$5,466/mo
Deposit HK$19.39M · loan HK$19.39M · min. income ≈ HK$207,422/mo (50% DSR)
Upfront cash ≈ HK$21.04M (deposit + AVD stamp duty HK$1,648,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,135
−HK$6,655/mo
▼ 0.25% · 3.875%
HK$109,436
−HK$3,354/mo
Today · 4.125%
HK$112,790
baseline
▲ 0.50% · 4.625%
HK$119,653
+HK$6,863/mo
Deposit HK$15.51M · loan HK$23.27M · min. income ≈ HK$225,580/mo (50% DSR)
Upfront cash ≈ HK$17.16M (deposit + AVD stamp duty HK$1,648,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,074
−HK$6,379/mo
▼ 0.25% · 3.875%
HK$121,240
−HK$3,213/mo
Today · 4.125%
HK$124,453
baseline
▲ 0.50% · 4.625%
HK$131,013
+HK$6,560/mo
Deposit HK$15.51M · loan HK$23.27M · min. income ≈ HK$248,906/mo (50% DSR)
Upfront cash ≈ HK$17.16M (deposit + AVD stamp duty HK$1,648,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,824
−HK$7,764/mo
▼ 0.25% · 3.875%
HK$127,675
−HK$3,913/mo
Today · 4.125%
HK$131,588
baseline
▲ 0.50% · 4.625%
HK$139,595
+HK$8,007/mo
Deposit HK$11.64M · loan HK$27.15M · min. income ≈ HK$263,176/mo (50% DSR)
Upfront cash ≈ HK$13.28M (deposit + AVD stamp duty HK$1,648,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,753
−HK$7,442/mo
▼ 0.25% · 3.875%
HK$141,447
−HK$3,748/mo
Today · 4.125%
HK$145,195
baseline
▲ 0.50% · 4.625%
HK$152,848
+HK$7,653/mo
Deposit HK$11.64M · loan HK$27.15M · min. income ≈ HK$290,390/mo (50% DSR)
Upfront cash ≈ HK$13.28M (deposit + AVD stamp duty HK$1,648,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,202
−HK$9,983/mo
▼ 0.25% · 3.875%
HK$164,154
−HK$5,031/mo
Today · 4.125%
HK$169,185
baseline
▲ 0.50% · 4.625%
HK$179,480
+HK$10,295/mo
Deposit HK$3.88M · loan HK$34.91M · min. income ≈ HK$338,370/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$1,648,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,110
−HK$9,569/mo
▼ 0.25% · 3.875%
HK$181,860
−HK$4,819/mo
Today · 4.125%
HK$186,679
baseline
▲ 0.50% · 4.625%
HK$196,519
+HK$9,840/mo
Deposit HK$3.88M · loan HK$34.91M · min. income ≈ HK$373,358/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$1,648,469 · Scale 2, in force from 26 Feb 2026)