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Mortgage Planner
Model your monthly payment, deposit, and stamp duty at any property value — reusing the same rate maths as our unit pages.
HK$38.79M
HIBOR 1M · 3.9%
Prime · 6.125%
Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.
LTV · monthly repayment
Loan term
▼ 0.50% · 3.625%
HK$123,827
−HK$7,765/mo
▼ 0.25% · 3.875%
HK$127,678
−HK$3,914/mo
Today · 4.125%
HK$131,592
baseline
▲ 0.50% · 4.625%
HK$139,599
+HK$8,007/mo
Deposit HK$11.64M · loan HK$27.15M · min. income ≈ HK$263,184/mo (50% DSR)
Upfront cash ≈ HK$13.29M (deposit + AVD stamp duty HK$1,648,508 · Scale 2, in force from 26 Feb 2026)
Affordability check
of income on repayments ·
For planning purposes only — not an offer, pre-approval, or formal valuation. Actual bank rates and terms vary.