LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,453
−HK$5,546/mo
▼ 0.25% · 3.875%
HK$91,204
−HK$2,795/mo
Today · 4.125%
HK$93,999
baseline
▲ 0.50% · 4.625%
HK$99,719
+HK$5,720/mo
Deposit HK$19.40M · loan HK$19.40M · min. income ≈ HK$187,998/mo (50% DSR)
Upfront cash ≈ HK$21.04M (deposit + AVD stamp duty HK$1,648,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,403
−HK$5,316/mo
▼ 0.25% · 3.875%
HK$101,042
−HK$2,677/mo
Today · 4.125%
HK$103,719
baseline
▲ 0.50% · 4.625%
HK$109,186
+HK$5,467/mo
Deposit HK$19.40M · loan HK$19.40M · min. income ≈ HK$207,438/mo (50% DSR)
Upfront cash ≈ HK$21.04M (deposit + AVD stamp duty HK$1,648,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,143
−HK$6,656/mo
▼ 0.25% · 3.875%
HK$109,445
−HK$3,354/mo
Today · 4.125%
HK$112,799
baseline
▲ 0.50% · 4.625%
HK$119,663
+HK$6,864/mo
Deposit HK$15.52M · loan HK$23.27M · min. income ≈ HK$225,598/mo (50% DSR)
Upfront cash ≈ HK$17.16M (deposit + AVD stamp duty HK$1,648,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,083
−HK$6,380/mo
▼ 0.25% · 3.875%
HK$121,250
−HK$3,213/mo
Today · 4.125%
HK$124,463
baseline
▲ 0.50% · 4.625%
HK$131,024
+HK$6,561/mo
Deposit HK$15.52M · loan HK$23.27M · min. income ≈ HK$248,926/mo (50% DSR)
Upfront cash ≈ HK$17.16M (deposit + AVD stamp duty HK$1,648,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,834
−HK$7,765/mo
▼ 0.25% · 3.875%
HK$127,686
−HK$3,913/mo
Today · 4.125%
HK$131,599
baseline
▲ 0.50% · 4.625%
HK$139,607
+HK$8,008/mo
Deposit HK$11.64M · loan HK$27.15M · min. income ≈ HK$263,198/mo (50% DSR)
Upfront cash ≈ HK$13.29M (deposit + AVD stamp duty HK$1,648,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,764
−HK$7,443/mo
▼ 0.25% · 3.875%
HK$141,459
−HK$3,748/mo
Today · 4.125%
HK$145,207
baseline
▲ 0.50% · 4.625%
HK$152,861
+HK$7,654/mo
Deposit HK$11.64M · loan HK$27.15M · min. income ≈ HK$290,414/mo (50% DSR)
Upfront cash ≈ HK$13.29M (deposit + AVD stamp duty HK$1,648,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,215
−HK$9,984/mo
▼ 0.25% · 3.875%
HK$164,167
−HK$5,032/mo
Today · 4.125%
HK$169,199
baseline
▲ 0.50% · 4.625%
HK$179,494
+HK$10,295/mo
Deposit HK$3.88M · loan HK$34.91M · min. income ≈ HK$338,398/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$1,648,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,125
−HK$9,569/mo
▼ 0.25% · 3.875%
HK$181,875
−HK$4,819/mo
Today · 4.125%
HK$186,694
baseline
▲ 0.50% · 4.625%
HK$196,535
+HK$9,841/mo
Deposit HK$3.88M · loan HK$34.91M · min. income ≈ HK$373,388/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$1,648,604 · Scale 2, in force from 26 Feb 2026)