LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,491
−HK$5,549/mo
▼ 0.25% · 3.875%
HK$91,243
−HK$2,797/mo
Today · 4.125%
HK$94,040
baseline
▲ 0.50% · 4.625%
HK$99,762
+HK$5,722/mo
Deposit HK$19.40M · loan HK$19.40M · min. income ≈ HK$188,080/mo (50% DSR)
Upfront cash ≈ HK$21.05M (deposit + AVD stamp duty HK$1,649,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,445
−HK$5,319/mo
▼ 0.25% · 3.875%
HK$101,085
−HK$2,679/mo
Today · 4.125%
HK$103,764
baseline
▲ 0.50% · 4.625%
HK$109,233
+HK$5,469/mo
Deposit HK$19.40M · loan HK$19.40M · min. income ≈ HK$207,528/mo (50% DSR)
Upfront cash ≈ HK$21.05M (deposit + AVD stamp duty HK$1,649,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,189
−HK$6,659/mo
▼ 0.25% · 3.875%
HK$109,492
−HK$3,356/mo
Today · 4.125%
HK$112,848
baseline
▲ 0.50% · 4.625%
HK$119,715
+HK$6,867/mo
Deposit HK$15.52M · loan HK$23.28M · min. income ≈ HK$225,696/mo (50% DSR)
Upfront cash ≈ HK$17.17M (deposit + AVD stamp duty HK$1,649,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,134
−HK$6,383/mo
▼ 0.25% · 3.875%
HK$121,303
−HK$3,214/mo
Today · 4.125%
HK$124,517
baseline
▲ 0.50% · 4.625%
HK$131,080
+HK$6,563/mo
Deposit HK$15.52M · loan HK$23.28M · min. income ≈ HK$249,034/mo (50% DSR)
Upfront cash ≈ HK$17.17M (deposit + AVD stamp duty HK$1,649,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,887
−HK$7,769/mo
▼ 0.25% · 3.875%
HK$127,741
−HK$3,915/mo
Today · 4.125%
HK$131,656
baseline
▲ 0.50% · 4.625%
HK$139,667
+HK$8,011/mo
Deposit HK$11.64M · loan HK$27.17M · min. income ≈ HK$263,312/mo (50% DSR)
Upfront cash ≈ HK$13.29M (deposit + AVD stamp duty HK$1,649,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,823
−HK$7,446/mo
▼ 0.25% · 3.875%
HK$141,520
−HK$3,749/mo
Today · 4.125%
HK$145,269
baseline
▲ 0.50% · 4.625%
HK$152,927
+HK$7,658/mo
Deposit HK$11.64M · loan HK$27.17M · min. income ≈ HK$290,538/mo (50% DSR)
Upfront cash ≈ HK$13.29M (deposit + AVD stamp duty HK$1,649,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,284
−HK$9,988/mo
▼ 0.25% · 3.875%
HK$164,238
−HK$5,034/mo
Today · 4.125%
HK$169,272
baseline
▲ 0.50% · 4.625%
HK$179,572
+HK$10,300/mo
Deposit HK$3.88M · loan HK$34.93M · min. income ≈ HK$338,544/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$1,649,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,201
−HK$9,574/mo
▼ 0.25% · 3.875%
HK$181,954
−HK$4,821/mo
Today · 4.125%
HK$186,775
baseline
▲ 0.50% · 4.625%
HK$196,620
+HK$9,845/mo
Deposit HK$3.88M · loan HK$34.93M · min. income ≈ HK$373,550/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$1,649,316 · Scale 2, in force from 26 Feb 2026)