LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,498
−HK$5,549/mo
▼ 0.25% · 3.875%
HK$91,251
−HK$2,796/mo
Today · 4.125%
HK$94,047
baseline
▲ 0.50% · 4.625%
HK$99,770
+HK$5,723/mo
Deposit HK$19.41M · loan HK$19.41M · min. income ≈ HK$188,094/mo (50% DSR)
Upfront cash ≈ HK$21.05M (deposit + AVD stamp duty HK$1,649,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,453
−HK$5,319/mo
▼ 0.25% · 3.875%
HK$101,093
−HK$2,679/mo
Today · 4.125%
HK$103,772
baseline
▲ 0.50% · 4.625%
HK$109,242
+HK$5,470/mo
Deposit HK$19.41M · loan HK$19.41M · min. income ≈ HK$207,544/mo (50% DSR)
Upfront cash ≈ HK$21.05M (deposit + AVD stamp duty HK$1,649,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,197
−HK$6,660/mo
▼ 0.25% · 3.875%
HK$109,501
−HK$3,356/mo
Today · 4.125%
HK$112,857
baseline
▲ 0.50% · 4.625%
HK$119,724
+HK$6,867/mo
Deposit HK$15.52M · loan HK$23.29M · min. income ≈ HK$225,714/mo (50% DSR)
Upfront cash ≈ HK$17.17M (deposit + AVD stamp duty HK$1,649,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,144
−HK$6,383/mo
▼ 0.25% · 3.875%
HK$121,312
−HK$3,215/mo
Today · 4.125%
HK$124,527
baseline
▲ 0.50% · 4.625%
HK$131,090
+HK$6,563/mo
Deposit HK$15.52M · loan HK$23.29M · min. income ≈ HK$249,054/mo (50% DSR)
Upfront cash ≈ HK$17.17M (deposit + AVD stamp duty HK$1,649,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,897
−HK$7,769/mo
▼ 0.25% · 3.875%
HK$127,751
−HK$3,915/mo
Today · 4.125%
HK$131,666
baseline
▲ 0.50% · 4.625%
HK$139,678
+HK$8,012/mo
Deposit HK$11.64M · loan HK$27.17M · min. income ≈ HK$263,332/mo (50% DSR)
Upfront cash ≈ HK$13.29M (deposit + AVD stamp duty HK$1,649,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,834
−HK$7,447/mo
▼ 0.25% · 3.875%
HK$141,531
−HK$3,750/mo
Today · 4.125%
HK$145,281
baseline
▲ 0.50% · 4.625%
HK$152,939
+HK$7,658/mo
Deposit HK$11.64M · loan HK$27.17M · min. income ≈ HK$290,562/mo (50% DSR)
Upfront cash ≈ HK$13.29M (deposit + AVD stamp duty HK$1,649,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,296
−HK$9,989/mo
▼ 0.25% · 3.875%
HK$164,251
−HK$5,034/mo
Today · 4.125%
HK$169,285
baseline
▲ 0.50% · 4.625%
HK$179,586
+HK$10,301/mo
Deposit HK$3.88M · loan HK$34.93M · min. income ≈ HK$338,570/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$1,649,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,215
−HK$9,575/mo
▼ 0.25% · 3.875%
HK$181,968
−HK$4,822/mo
Today · 4.125%
HK$186,790
baseline
▲ 0.50% · 4.625%
HK$196,636
+HK$9,846/mo
Deposit HK$3.88M · loan HK$34.93M · min. income ≈ HK$373,580/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$1,649,446 · Scale 2, in force from 26 Feb 2026)